Are Certificate of Deposits (CDs) worth it?

Are Certificate of Deposits (CDs) worth it?

I can’t be the only one out there, but I can’t grasp why people would do invest/purchase a Certificate of Deposit (CD).  Specifically, I am focusing on the 1 year CD because anything shorter has terrible yields and anything longer poses too much of an interest rate risk for my tastes.  I started thinking about

Simple Explanation of the Federal Estate Tax

Simple Explanation of the Federal Estate Tax

On a daily basis I have to turn complicated tax issues into a simple discussion.  A discussion that I have to discuss/teach very often is the Federal Estate Tax.  Before we discuss the easy way to determine your Federal Estate Tax bill some caveats: The calculations below are commonly referred to as “Napkin Math.”  Meaning,

5 Ways to Save Money when Planning your Wedding

Planning a wedding can be a weird experience.  You may start out not wanting a very elaborate ceremony, but the more you find out about all the cool things you can go with a wedding the more money you want to spend. After all, why just elope to the county courthouse when you can elope to

Capital Gains Exclusion for Sale of Primary Residence

Capital Gains Exclusion for Sale of Primary Residence

I think everyone is somewhat familiar with the idea that when they sell their primary residence (stock in a co-operative housing corporation (co-op) can also receive an exclusion if you meet the tests) they do not have to pay all the capital gains, so like my other posts, I wanted to explain (in English) what and

Carnival of Debt Reduction

My article about deducting Education Loans was chosen to be in the latest Carnival of Debt Reduction found at Mighty Bargain Hunter. Some interesting articles there including one that I don’t agree with a whole lot, but take a look at “The Moral Collapse of America” and 15 Things Wrong with America.  I actually disagree