15 vs 30 Year Mortgages – Longer is better!

15 vs 30 Year Mortgages – Longer is better!

I read an interesting post that really got me thinking today. It was written by a great blogger nicknamed Money Hawk, if you have never read his blog I implore you to check it out. He wrote a great post titled “Kick Financial Ass With a 15 Year Fixed Mortgage.” His basic premise is simplyContinue Reading

Credit Cards that Help? Not for me just yet

Credit Cards that Help? Not for me just yet

I have discussed in the past that being that I am not out of debt, a rewards card is not a good decision…right now, but every so often I think about the rewards associated with credit cards. Regardless of my personal situation, I found an interesting article¬† in Wall Street Journal titled, “Credit Cards HelpContinue Reading

Is Social Security Income an Asset? NO!

Is Social Security Income an Asset? NO!

I just read a very interesting article on Wall Street Journal Personal Finance Section, titled “Save Your Nest Egg, Hold on to Stocks” written by Mr. Zweig.¬† The article surrounds the idea that since your Social Security income stream can be turned into a present value number equivalent to a bond/annuity that it should countContinue Reading

Personal Finance is Well….Personal

Personal Finance is Well….Personal

I have written about this before, but in the past week I was involved in an incident which made me want to reiterate that personal finance is less about the numbers, but more about personal decisions based on one’s personalty, perspective and life. The first came when a good friend came by my house andContinue Reading

How Soon we Forget – Gas Prices Drop

How Soon we Forget – Gas Prices Drop

There is an interesting debate going on Blueprint to Financial Prosperity, when he highlighted the “hack” that one could trigger Costco’s “member prices” when you use an amex card (full post and ensuing debate HERE). For various reasons, I am not going to get into the moral debate whether someone should use another person’s membershipContinue Reading