The Wife and I Finally Implement a Plan

The Wife and I Finally Implement a Plan

I always thought I didn’t need a budget, nor did I ever want to worry about limiting myself.  I think I figured I could always add / subtract and keep things all in my head.  Like most people who rock out this “method” I got things done but was not working anywhere near 100%. WhileContinue Reading

15 vs 30 Year Mortgages – Longer is better!

15 vs 30 Year Mortgages – Longer is better!

I read an interesting post that really got me thinking today. It was written by a great blogger nicknamed Money Hawk, if you have never read his blog I implore you to check it out. He wrote a great post titled “Kick Financial Ass With a 15 Year Fixed Mortgage.” His basic premise is simplyContinue Reading

Credit Cards that Help? Not for me just yet

Credit Cards that Help? Not for me just yet

I have discussed in the past that being that I am not out of debt, a rewards card is not a good decision…right now, but every so often I think about the rewards associated with credit cards. Regardless of my personal situation, I found an interesting article  in Wall Street Journal titled, “Credit Cards HelpContinue Reading

Is Social Security Income an Asset? NO!

Is Social Security Income an Asset? NO!

I just read a very interesting article on Wall Street Journal Personal Finance Section, titled “Save Your Nest Egg, Hold on to Stocks” written by Mr. Zweig.  The article surrounds the idea that since your Social Security income stream can be turned into a present value number equivalent to a bond/annuity that it should countContinue Reading