Where is my 2008 Tax Refund?

Check the status of your Federal Refund with the IRS’ “Where’s my Refund” I had previously discussed meeting with my accountant, why I wasn’t a huge fan of my account and receiving the news of my New York & Federal income tax refund.  Well its been a while, or at least it feels like aContinue Reading

How to Easily Evaluate your Asset Allocation with Morningstar Instant X-Ray Tool

Despite my licenses, I am not an not an investment expert, and I don’t begin to pretend to be one.  That being said everyone should know their asset allocation, and have an elementary understanding of asset allocation.  I repeat, everyone should have an idea as to what they are invested in, whether they have anContinue Reading

Setting up a Roth IRA – 4 Easy Steps (part 2)

This is a continuation of my post titled, Setting up a Roth IRA – 4 Easy Steps (part 1) – Outlining (in 4 easy steps) the creation of my brother’s Roth IRA. Parts 1 and 2 discussed the WHY, now we are going to discuss the how. Step 3 – Picking a Brokerage Site If you ever read my AboutContinue Reading

Setting up a Roth IRA – 4 Easy Steps (part 1)

I haven’t really talked about my investments yet because I am focused on debt reduction right now…that will hopefully change soon.  Notwithstanding my situation, my younger brother had asked me to set up his “retirement account(s).”  He would go crazy if he knew I was writing what I did for him online, but lucky for meContinue Reading

Sometimes Saving Hurts! Declining Interest Rates Shouldn’t Lead to Rate Chasing

I always thought one of the smartest things the Wife and I did when we got our wedding presents (read: cash) was to separate those gifts which we had to pay back (read: have the donor’s upcoming wedding), I even wrote a post it titled, “The Simplest Personal Finance Advice for Newlyweds.” In addtion toContinue Reading

The More You Know About Investing, The Less You Know About Investing

A professional baseball player knows more about baseball strategy than does a little leaguer.  A nutritionist is more likely to be able to figure out why you have been feeling run-down lately than is your next-door neighbor.   The buyer in a woman’s fashion store is better informed about what colors are trendy today than youContinue Reading