Adding Negative Correlation to Your Portfolio

2013 rewarded most equity investors. Backed by broad market strength, the Dow, S+P 500 and NASDAQ each neared record highs. Several economic indicators are fueling optimism in 2014, as well. Low interest rates are keeping borrowing costs down, allowing cheap access to capital for companies to expand. A weak U.S. Dollar allows American products to

Taking a Look at My First 10-K Annual Report

I am absolutely embarrassed to admit I have never looked at a 10-K Annual Report.  Granted that is not even near the top 1000 embarrassing things I have admitted or done in my life, but considering my job, my blog and my active investments it may be number 2,032.  I was finally inspired to change that when

When’s the Last time You Reviewed your Beneficiaries?

It isn’t often discussed, but estate planning (or lack of estate planning) isn’t the only way assets pass to heirs.  A very common way an heir receives assets is pursuant to a beneficiary election or payable upon death contract.  Passing assets via a beneficiary status is not limited to just qualified retirement accounts and life

February 2014 Net Worth Update

One of my goals in 2014 was to have a conversation with the partners at my firm about my base pay.  It was amazing how easy they made the conversation!  We came to a very agreeable outcome.  I still believe I am being paid under what I might be able to get elsewhere, but I

Everyone has a Default Estate Plan

It is amazing how many people believe that when someone dies without a Last Will and Testament the surviving family (and mistresses) are paraded in front of a judge and possibly even a jury to argue who the decedent loved more.  I hate to burst the bubble of anyone who loves “legal” TV shows but