Tips for Choosing a Credit Card

Credit cards tend to get a bad wrap. When used responsibly they are actually extremely valuable and can be used to save you a lot of money on items that you already buy. There are however still several factors that you want to look at before committing to one credit card. With over 1,000 creditContinue Reading

Personal Finance, Mobile Banking & The Virtual World

With an avid interest in technology and personal finance, I decided to explore the connection between the two. And during the research, I discovered two important aspects: 1.  People are making themselves flexible to the digital aspect of finance, such as mobile banking. 2.  People are also using digital devices to enhance the productivity ofContinue Reading

Why Don’t People Audit their Life Insurance?

It seems that everyone who pays close enough attention to their finances audits their auto/homeowner’s insurance as well as compare credit cards to make sure they are getting the *best* deal out there, but no one talks about auditing their life insurance. What Does Auditing One’s Life Insurance Look Like? Just like everyone should knowContinue Reading

What is an Insurable Interest?

It just seems almost self evident that if you are applying for life insurance there is probably a reason for it (i.e. a close family member, a business partner, etc.), however, it may not be simple.  Whether it be based on common law or statutory law every State has a different definition for insurable interest.Continue Reading

When Do You Stop Following Your Passions

The following is a guest post from Martin of Studenomics, where he helps you become financially free by 30. Life’s too precious to waste it away being in debt or always pissed off. Does there come a point where you grow up and give up on a failing business/passion? I strongly believe so. “IF YOU’REContinue Reading

October 2013 Dividend Champion Watch List

After my September 2013 Dividend Champion Portfolio Update I bought: 10 shares Target at 63.18 with commissions – $639.75 This (along with every other) update takes a snapshot of certain metrics on a certain date (this one was prepared the night of October 18, 2013). My Dividend Investment Portfolio Screening Criteria The company has paidContinue Reading