An Investment Club Update

Back in February of 2013 I started an investment club with 8 other buddies.  The idea was simple we would each put in $500 to start it up (creating an entity was the main expense) and then a monthly contribution of $100 thereafter.  I was worried about the longevity of the club at first, but… Continue Reading

The Failure to Save: How to Overcome a Global Financial Issue

According to a 2013 report conducted by global banking giant HSBC, the world is in the grip of a deepening pension crisis. The survey, which canvassed the testimony of more than 15,000 consumers throughout 15 global markets, revealed that a high number of citizens currently have inadequate savings to successfully fund their retirement. The U.S.… Continue Reading

How to use Financial Speculation as a way of overcoming Debt

In days gone by, the common perception was that the spectre of debt could only be overcome by reducing expenditure and commiting to saving money. While this remains viable advice, however, it is not necessarily the most productive method in an economic climate where unemployment remains high and disposable income decidedly low.   Instead, the… Continue Reading