What to do with Unwanted or Semi Used Gift Cards

What to do with Unwanted or Semi Used Gift Cards

Every year I receive gift cards, and in the past I wouldn’t always use the entire balance, or I just wouldn’t the card at all (*gasp*).  So I had to come up with a couple of ways to combat wasting the gift card. Before you judge me about wasting gift cards, according to the New

What Did African Americans Think Obama was Going to do?

What Did African Americans Think Obama was Going to do?

Want to know me brought me sheer joy? A couple of articles highlighting that some African Americans just learned that the President of the United States is the President of the entire United States not just of one minority group (The Politico Piece, POTUS’s Outlook on Black America is the one that got me started

A Review of My Actual Prosper Account

A Review of My Actual Prosper Account

I have mentioned in the past that I really like P2P Lending, or Person to Person Lending.  I had previously talked about Prosper, when they brought back lending to New York, and most recently as an alternative source for liquid cash, but I have never given details about my account. Until Today. I always thought

I Don’t Think I Get PF Blogging

I think after 18 months I still don’t really get Personal Finance Blogging.    I am a huge fan of my blogroll (probably why it is my blogroll and why I check it multiple times a day) but sometimes I get confused on those sites. Actually, it isn’t the site that confuses me rather the responses those

TransUnion Settlement

TransUnion Settlement

I have absolutely no idea when I decided to “opt in” the TransUnion Class Action Lawsuit, but a couple days ago I received my settlement. TransUnion Class Action Lawsuit Apparently, TransUnion was a bad credit monitoring agency and allegedly violated the Fair Credit Reporting Act.  Specifically, Plaintiffs claimed that TransUnion sold private information which it