It is natural that people disagree about personal finance decisions and even investing strategies. Some people are comfortable with 5 year ARMs, 10 year AMRs, balance transfers, margin accounts, index investing, following Graham like he was the second coming, whole life insurance, etc. While some people think credit cards are the devil’s tool, that active…
I don’t want to pay higher taxes then what the law mandates. In fact a large part of my day is spent helping people plan for the Federal and State Estate Tax and I love my job. I am not sure why I get so excited helping people plan to lower their tax bill. If…
Over the past 13 and a half months we have a couple events for my son that resulted in cash gifts, specifically, we had his actual birth, Christening and his First Birthday. At each of those events we received very generous gifts from his aunts, uncles, grandparents, friends and pseudo uncles and aunts. Every time…
New Years is a time for making optimistic promises to yourself. Whether your goal is to lose weight, get your finances on track or fulfil some other lofty plan, almost everyone has some type of New Years resolution. Unfortunately, many of these resolutions are abandoned quickly, sometimes even before the last of the Christmas decorations…
Every year, when I get my bonus I think about how I will split up the money. A couple years back I received less than what I expected and discussed what to do if you receive an unexpectedly low bonus while last year I discussed what I would do with my larger than average bonus,…
Outside of investing a small percentage of my bi-weekly 401(k) contributions into a Real Estate Investment Trust (REIT) Fund, I have very little personal experience investing in these interesting vehicles, however, when I saw a FINRA Investor Alert I was curious what it had to say. The FINRA Investor Alert was titled, “Public Non-Traded REITs…
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