Don’t Forget to File your State Income Tax Extension

Filing your Federal Income Tax Extension is easy and should be free, but I haven’t seen much about filing your state income tax extension, or if there are other state forms you may need.  So I researched where to find each State’s tax forms. Where to go for Each State’s Income Tax Extension Form? While most StatesContinue Reading

What is a Callable CD? and Why Current Callable CDs Don’t Make Sense

I generally don’t like Certificates of Deposits because the math doesn’t make sense, but I received an e-mail today about Callable CDs that made me really mad.  I had heard of Callable bonds, but don’t have any recollection of a Callable Certificate of Deposit, so I figured I would share what I learned about them andContinue Reading

What is Keyman Insurance? Is Your Business Protected From Death?

Many business owners, especially smaller businesses owners rely heavily on one or two key employees; but what happens if that key person dies? How long will it take to get that business up back to its previously efficient way? How much will it cost to retrain someone?  Those are obviously questions that only a businessContinue Reading

Make the Most of Unemployment

When our heating bill came the other day, I almost fainted. It was $479, an insanely unacceptable number. Upon further inspection, it showed that because I wasn’t home when the meter reader came for the month, our gas usage was estimated at nearly double of our actual use. “Boy, I wish I was home allContinue Reading

Is Cell Phone Insurance Worth It?

Over the Weekend I had an “incident” where I dropped my new HTC Hero with Google.  Considering I am writing a post on Cell Phone insurance, you know all did not end well as I bobbled it and watched it land on its glass face.  My phone went from:   TO So for the first time since owning aContinue Reading

Helping my Brother Choose an Online Broker

At Easter dinner my older brother asked me what online discount broker I use “to trade stocks.”  If you don’t remember, I already helped the younger brother with asset allocation, and yes, I only have 2 and I am the pain in the ass middle child.  Before I could explain to him which sites IContinue Reading