A complete guide to understanding structured settlements

Structured settlements are a form of annuity in which an injury victim is paid his compensation through periodic payments rather than in a lump sum amount. Though not absolutely compulsory, structured settlements have been encouraged by the US congress ever since the year 1982. In the case of structured settlements, the victim is paid his

Mathematical Proof You Needed to Start Investing and Saving Yesterday

I was working with some calculations the other day and something became ridiculously apparent to me.  You and I (along with almost anyone) literally can’t afford to wait to start investing and savings. Calculating Contribution and Investing Returns I think a very simple example will provide evidence that you need to start contributing, investing and saving

Doesn’t Anyone Ask Why Do “they” Need My Money?

Last week I saw possibly the most infuriating show I have ever seen on CNBC called “Money Talks.”  It is about the owner of a sports gambling consultant business. The owner Steve Stevens (obviously not his real name) claims to be a 20 year sports handicapper winning somewhere between 60% and 71.5% of his bets.

Get Premium Value on Your Car Insurance Policy

Having the best insurance policy doesn’t necessarily mean getting the lowest price on the market for your car.  Price is an important feature of the cover that you need, but there’s a lot more to getting the right policy than just basing your selection on price alone.  Let’s look at the real value of your

Tracking My Dividend Income over the Last Few Years

The other day I realized that despite coming back month in and month out for the past few years to update my dividend income watch list I have never tracked (either on my site or personally) my dividend income and as important dividend income growth.  Luckily, fidelity has kept some of that information for me:

March 2014 Dividend Champion Watch list

After my February 2014 Dividend watch list update I bought: 12 Shares of KO for $456.27 I didn’t sell any shares last, although I may be doing this a bit more when/if I find a particular equity egregiously overvalued as is/was the case with the only sale I made in the past couple years within this particular investment account.  It turns