A Confusing But Common Estate and Life Insurance Decision

I participate in a lot of financial and estate plans, and there is a common distribution technique I never understood.  The worst part, is that it almost always unintentional.  I think most people would would agree that a child who has lost both of his or her parents should not receive money outright, and as such, his

Financial Assistance When Facing an Emergency

If you are currently facing an emergency and are in need of money fast, you may be tempted to take out a payday loan. While this may in fact provide temporary relief, it is likely to cause you even more financial problems in the future. In addition, these types of loans often include higher fees

Finally Switching to a Prepaid Cell Phone Plan

I have been with the same cell phone company, Sprint, for almost a decade at this point, but later this month I am finally taking the leap and moving to a different carrier.  For the first time in that decade history with Sprint I have made the 2 years without needing a new phone.  Although

Should One Calculate Projected Forward 12 Month Dividends?

I saw a post by a blogger named Write2Reality who wrote about calculating/projecting his forward 12 month dividends that got me thinking whether this is useful data for most.  Despite not agreeing with W2R I would recommend checking out his blog; an engaging blogger with great content (a rarity today). Is Calculating a Projected Forward 12

April 2014 Net Worth Update

I selfishly come back to this site a day or two after a new month to update and share my net worth growth (or loss).  Why is it selfish? I don’t think readers other than the few who, have taken a vested interest in my success, get a whole lot out of these net worth