You Have to Prepare for Retirement – Do Not Depend on the Government

Today I received a very interesting Fidelity Credit Card offer.  This particular rewards card placed my 2% cash back directly into my IRA with Fidelity.  Interesting, right? I thought this was really cool.  Don’t worry I didn’t partake, because, as we discussed, I am in operation eradicate consumer debt.  But it got me thinking:

Retirement is a privilege for those that properly prepare…NOT an inalienable right

retirement poster

I am sick and tired of hearing people talk about retirement like they deserve it…like they are entitled to it…like even if they do everything wrong they should stop working because they hit age 65 – YOU DO NOT HAVE THIS RIGHT.   That being said you do have the right to try and achieve that goal.

Life, Liberty and the Pursuit of Happiness and How it Relates to Retirement

Think about the difference in the often misquoted “right to life liberty and happiness” vs. the actual quote from the United States Declaration of Independence “Life, Liberty and the Pursuit of Happiness.”  WE (According to Google Analytics almost 100% of my readers are in America) live in a Country that allows class movement and makes its mission statement to allow you to search and pursue your happiness, not happiness itself.

Make the easy leap to apply this train of thought to retirement.  You are not entitled to stop working at 65, but you are entitled to pursue that goal.  How you do that is up to you:

Social Security & Medicaid are there for protective measures not to Support your total Cessation of work.

2 Responses to You Have to Prepare for Retirement – Do Not Depend on the Government

  1. Terry says:

    I've worked hard at meniaql low-wage jobs for almost 40 years. I think I do deserve to be able to retire at some point. I certainly think I have worked harder than most Americans.

    How much do you expect me to save at minimum wage?

    • Evan says:

      Your situation is one of many many people in this country, but I don't agree that you worked "harder" than most Americans simply because it is near impossible to determine what harder means.

      I don't know about your personal situation as it relates to your budget, family dynamics, etc., but in the end I feel the government isn't there to make sure you retire at the magical age of 65…it is a political ideology that I feel strongly about.

      That being said, we have the current safety nets in place so you'll receive something from social security and medicaid (if you qualfy)

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