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	<title>Comments on: When Applying for a Mortgage don&#8217;t Forget to Calculate your Debt to Income Ratio</title>
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	<link>http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/</link>
	<description>Elite Personal Finance and Estate Planning Information for Everyone</description>
	<lastBuildDate>Thu, 09 Feb 2012 20:43:01 +0000</lastBuildDate>
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		<title>By: Most Readers Will Hate What I Did With Part of My Bonus &#124; My Journey to Millions</title>
		<link>http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/comment-page-1/#comment-70394</link>
		<dc:creator>Most Readers Will Hate What I Did With Part of My Bonus &#124; My Journey to Millions</dc:creator>
		<pubDate>Thu, 12 Jan 2012 15:30:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=942#comment-70394</guid>
		<description>[...] great.  To be honest the second reason was much more in play then a little term policy hurting my debt to income [...]</description>
		<content:encoded><![CDATA[<p>[...] great.  To be honest the second reason was much more in play then a little term policy hurting my debt to income [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: My Journey to Millions Around the Web &#124; My Journey to Millions</title>
		<link>http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/comment-page-1/#comment-64330</link>
		<dc:creator>My Journey to Millions Around the Web &#124; My Journey to Millions</dc:creator>
		<pubDate>Sat, 14 May 2011 00:33:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=942#comment-64330</guid>
		<description>[...] Worrying about DTI was featured at the carinval of personal finance #217 EditionÂ  [...]</description>
		<content:encoded><![CDATA[<p>[...] Worrying about DTI was featured at the carinval of personal finance #217 EditionÂ  [...]</p>
]]></content:encoded>
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	<item>
		<title>By: APrincess</title>
		<link>http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/comment-page-1/#comment-63947</link>
		<dc:creator>APrincess</dc:creator>
		<pubDate>Wed, 20 Apr 2011 15:34:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=942#comment-63947</guid>
		<description>Actually, due to the new mortgage reforms the debt to income ration cannot exceed 28% now. Some people may find this extreme but it should make mortgages a lot more &quot;safe&quot;.</description>
		<content:encoded><![CDATA[<p>Actually, due to the new mortgage reforms the debt to income ration cannot exceed 28% now. Some people may find this extreme but it should make mortgages a lot more &#8220;safe&#8221;.</p>
]]></content:encoded>
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	<item>
		<title>By: Carnival of Personal Finance #217: The French Money Quotes Edition â€” Almost Frugal- a frugal blog</title>
		<link>http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/comment-page-1/#comment-4434</link>
		<dc:creator>Carnival of Personal Finance #217: The French Money Quotes Edition â€” Almost Frugal- a frugal blog</dc:creator>
		<pubDate>Mon, 10 Aug 2009 11:23:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=942#comment-4434</guid>
		<description>[...] Journey from My Journey to Millions presents When Applying for a Mortgage don&#8217;t Forget your Debt to Income Ratio, and says, &#8220;Most people just worry about their credit score, but in the end they have to [...]</description>
		<content:encoded><![CDATA[<p>[...] Journey from My Journey to Millions presents When Applying for a Mortgage don&#8217;t Forget your Debt to Income Ratio, and says, &#8220;Most people just worry about their credit score, but in the end they have to [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Best Place for An Emergency Fund; And the QuickHits &#124; Prime Time Money</title>
		<link>http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/comment-page-1/#comment-4312</link>
		<dc:creator>Best Place for An Emergency Fund; And the QuickHits &#124; Prime Time Money</dc:creator>
		<pubDate>Mon, 03 Aug 2009 03:46:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=942#comment-4312</guid>
		<description>[...] Applying for a Mortgage? Calculate Your Debt to Income Ratio [...]</description>
		<content:encoded><![CDATA[<p>[...] Applying for a Mortgage? Calculate Your Debt to Income Ratio [...]</p>
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	<item>
		<title>By: My Journey</title>
		<link>http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/comment-page-1/#comment-4269</link>
		<dc:creator>My Journey</dc:creator>
		<pubDate>Thu, 30 Jul 2009 18:41:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=942#comment-4269</guid>
		<description>Wow, great point I am going to my friend&#039;s office right now to make sure he checked that!</description>
		<content:encoded><![CDATA[<p>Wow, great point I am going to my friend&#8217;s office right now to make sure he checked that!</p>
]]></content:encoded>
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	<item>
		<title>By: Wojciech K</title>
		<link>http://www.myjourneytomillions.com/articles/when-applying-for-a-mortgage-dont-forget-to-calculate-your-debt-to-income-ratio/comment-page-1/#comment-4253</link>
		<dc:creator>Wojciech K</dc:creator>
		<pubDate>Thu, 30 Jul 2009 00:53:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=942#comment-4253</guid>
		<description>When we were shopping for a home (which we never did get, but that&#039;s another story), I discovered, to my utter surprise, that my AMEX card was reporting a minimum payment 2-3 times higher than the actual payment.

You can imagine what that did to our DTI...

Just another thing to watch out for.</description>
		<content:encoded><![CDATA[<p>When we were shopping for a home (which we never did get, but that&#8217;s another story), I discovered, to my utter surprise, that my AMEX card was reporting a minimum payment 2-3 times higher than the actual payment.</p>
<p>You can imagine what that did to our DTI&#8230;</p>
<p>Just another thing to watch out for.</p>
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