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	<title>Comments on: The Wife and I Finally Implement a Plan</title>
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	<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/</link>
	<description>Elite Personal Finance and Estate Planning Information for Everyone</description>
	<lastBuildDate>Wed, 17 Mar 2010 22:45:22 +0000</lastBuildDate>
	
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		<title>By: Don't Blame Others for Debt Do Something About It! &#124; My Journey to Millions</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-9481</link>
		<dc:creator>Don't Blame Others for Debt Do Something About It! &#124; My Journey to Millions</dc:creator>
		<pubDate>Fri, 05 Mar 2010 14:16:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-9481</guid>
		<description>[...] turned from how do I blame someone else to how do we fix it.Â  I then talked with about how The Wife and I made a Plan and I told him I would forward him the spreadsheet I used for the first 12 months of this blog (i.e. [...]</description>
		<content:encoded><![CDATA[<p>[...] turned from how do I blame someone else to how do we fix it.Â  I then talked with about how The Wife and I made a Plan and I told him I would forward him the spreadsheet I used for the first 12 months of this blog (i.e. [...]</p>
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		<title>By: Living Paycheck to Paycheck Costs Could Steal your Life &#124; My Journey to Millions</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-5732</link>
		<dc:creator>Living Paycheck to Paycheck Costs Could Steal your Life &#124; My Journey to Millions</dc:creator>
		<pubDate>Mon, 02 Nov 2009 14:05:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-5732</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] Make a Plan and Become Accountable to Someone, Anyone(Hell if you want it to be me, Contact me) [...]</p>
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	<item>
		<title>By: My Experience with Quicken Online Free Trial &#124; My Journey to Millions</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-5666</link>
		<dc:creator>My Experience with Quicken Online Free Trial &#124; My Journey to Millions</dc:creator>
		<pubDate>Wed, 28 Oct 2009 19:50:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-5666</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] starting this blog and getting my finances in order, my feelings about the subject changed and The Wife and I created a Plan.  Despite the change in feelings, I never picked up on a piece of software.  Since my only [...]</p>
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		<title>By: What Kind of Credit Card Debt Repayment Person Are You? What is your MOtivation &#124; My Journey to Millions</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-4406</link>
		<dc:creator>What Kind of Credit Card Debt Repayment Person Are You? What is your MOtivation &#124; My Journey to Millions</dc:creator>
		<pubDate>Fri, 07 Aug 2009 00:33:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-4406</guid>
		<description>[...] is me.Â  I needed a wake up call, in the worst kind of way.Â  The first thing I did was, make a plan with the Wife.Â  She is the Van Damm of debt.Â  She hates, it is willing to tell you and is willing [...]</description>
		<content:encoded><![CDATA[<p>[...] is me.Â  I needed a wake up call, in the worst kind of way.Â  The first thing I did was, make a plan with the Wife.Â  She is the Van Damm of debt.Â  She hates, it is willing to tell you and is willing [...]</p>
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		<title>By: How Financial Maps help your overall Personal Financial Health &#124; Debt Free Adventure!</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-2063</link>
		<dc:creator>How Financial Maps help your overall Personal Financial Health &#124; Debt Free Adventure!</dc:creator>
		<pubDate>Mon, 04 May 2009 12:17:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-2063</guid>
		<description>[...] MyJourneyToMillions - Creating a map helped this couple see just how deficient their previous plan was! [...]</description>
		<content:encoded><![CDATA[<p>[...] MyJourneyToMillions &#8211; Creating a map helped this couple see just how deficient their previous plan was! [...]</p>
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		<title>By: Matt Jabs</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-1982</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Sat, 02 May 2009 03:25:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-1982</guid>
		<description>Creating &lt;a href=&quot;http://www.debtfreeadventure.com/2009/05/jabs-family-financial-network-map/&quot; target=&quot;_blank&quot;&gt;my financial map&lt;/a&gt; was a HUGE help to me too.  I especially love how it gives me an quick visual overview of our entire financial situation!  Check it out &amp; let me know what you think. </description>
		<content:encoded><![CDATA[<p>Creating <a href="http://www.debtfreeadventure.com/2009/05/jabs-family-financial-network-map/" target="_blank">my financial map</a> was a HUGE help to me too.  I especially love how it gives me an quick visual overview of our entire financial situation!  Check it out &amp; let me know what you think.</p>
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		<title>By: Sometimes Saving Hurts! Declining Interest Rates Shouldn't Lead to Rate Chasing &#124; My Journey to Millions</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-1051</link>
		<dc:creator>Sometimes Saving Hurts! Declining Interest Rates Shouldn't Lead to Rate Chasing &#124; My Journey to Millions</dc:creator>
		<pubDate>Thu, 02 Apr 2009 11:02:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-1051</guid>
		<description>[...] long is it going to take you to change your entire money flow? An hour or [...]</description>
		<content:encoded><![CDATA[<p>[...] long is it going to take you to change your entire money flow? An hour or [...]</p>
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		<title>By: Accountability Leads to Success &#124; My Journey to Millions</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-626</link>
		<dc:creator>Accountability Leads to Success &#124; My Journey to Millions</dc:creator>
		<pubDate>Fri, 30 Jan 2009 05:41:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-626</guid>
		<description>[...] about we take me for example?Â  It was not until The WifeÂ and I decided to combine personal finances and she became aware of my blog that I got serious!Â  For readers of this blog - this is not new [...]</description>
		<content:encoded><![CDATA[<p>[...] about we take me for example?Â  It was not until The WifeÂ and I decided to combine personal finances and she became aware of my blog that I got serious!Â  For readers of this blog &#8211; this is not new [...]</p>
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		<title>By: My Journey</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-437</link>
		<dc:creator>My Journey</dc:creator>
		<pubDate>Tue, 16 Dec 2008 16:43:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-437</guid>
		<description>Also, I am ALL about the diagrams.  There is literally not one day at work when I don&#039;t have to explain a trust or will where I don&#039;t have to get up to the dry earse board and draw out what I am talking about.</description>
		<content:encoded><![CDATA[<p>Also, I am ALL about the diagrams.  There is literally not one day at work when I don&#8217;t have to explain a trust or will where I don&#8217;t have to get up to the dry earse board and draw out what I am talking about.</p>
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	<item>
		<title>By: My Journey</title>
		<link>http://www.myjourneytomillions.com/articles/the-wife-and-i-finally-implement-a-plan/comment-page-1/#comment-436</link>
		<dc:creator>My Journey</dc:creator>
		<pubDate>Tue, 16 Dec 2008 16:40:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=320#comment-436</guid>
		<description>Take it as you may, but being about the same age as you (I think I have 2 years on you,  young grasshopper) the combining of the finances wasn&#039;t the hardest thing The Wife and I had to do, but it has been a constant pain in the ass.  

I think it has a lot to do with both of our need to control that aspect.  I have friends who are having an easier time because each role was defined either by statement or just by happenstance.  In The Wife and I&#039;s situation we are actually both playing the same roles which leads to both overlap and carelessness (I am willing to take the blame on most of the carelessness part).  

As far as our debt is concerned, I have about 60 or 70K of law school debt (all at 3.5% to 5% &lt;strong&gt;FIXED&lt;/strong&gt;) she knew that it was my dream to go to law school and if we were to get married I  was going to have the typical law student debt (fortunatly it is not as high as some people&#039;s because I lived at home and didn&#039;t need to take 17% private loans to pay the rent.  

Sorry for the long reply</description>
		<content:encoded><![CDATA[<p>Take it as you may, but being about the same age as you (I think I have 2 years on you,  young grasshopper) the combining of the finances wasn&#8217;t the hardest thing The Wife and I had to do, but it has been a constant pain in the ass.  </p>
<p>I think it has a lot to do with both of our need to control that aspect.  I have friends who are having an easier time because each role was defined either by statement or just by happenstance.  In The Wife and I&#8217;s situation we are actually both playing the same roles which leads to both overlap and carelessness (I am willing to take the blame on most of the carelessness part).  </p>
<p>As far as our debt is concerned, I have about 60 or 70K of law school debt (all at 3.5% to 5% <strong>FIXED</strong>) she knew that it was my dream to go to law school and if we were to get married I  was going to have the typical law student debt (fortunatly it is not as high as some people&#8217;s because I lived at home and didn&#8217;t need to take 17% private loans to pay the rent.  </p>
<p>Sorry for the long reply</p>
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