Tag Archive: savings

WTDirect Gives New Customers a Bank Bonus of up to $500

Long before I started blogging, I used to chase bank bonuses and deals, but with the downturn in interest rates they have been difficult to find.  But I was contacted about a new one from WT Direct! What is WTDirect? According to their Website WTDirect is a wholly owned subsidary of Wilmington Trust Company, a company…

I use ING For my Savings and You May Want to Also!

scroogemcduck_thumb.jpg

I often get asked where I keep my liquid savings.  When I first started caring about personal finance issues, and started reading personal finance blogs I was guilty of rate chasing and bonus chasing.   I am proud to say that, I do not rate chase anymore, and if you check out personal finance blog archives…

What is Wrong With Chasing Bank Rates

It took me forever to join ING Direct. Sure the interest rates were great at the time (definitely not now) but I simply had a customer loyalty towards  my local bank. The employees knew me on a first name basis. Some of the employees even went to high school with me. If any issues ever…

What Does it Take to Get to a Million Dollars?

milliondollar dollar bill

I had a very depressing/interesting discussion with the father in law this weekend.  I am a huge fan of my father in law, he is/was a great father, a successful business man and an overall great dude. Despite being, what I always considered staunch republican, we got into a great discussion about universal health care,…

Why is Layaway Becoming More Popular?

layaway-sears

Apparently CNBC is finding that more and more people are using layaway, and I just don’t get it! I have no recollection of using layaway, but then again I am only 27, and part of the generation where everyone had a credit card!  The Simpsons even had an episode where Santa’s Little Helper received a…

IRS Increases the Amount you can Save in a Qualified Account for 2009

IRS

I was on the IRS’ website today for a different research project (something associated with 403(b)s and the final reguations which become effective Jan 1, 2009 – if there is any interest in this info let me know and I”ll do a post) and I came along some great useful information for almost everyone. The…