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 Like most things in life, I truly believe that the basics of personal finance is a combination of mental toughness and knowing yourself. I know I need barriers between me and cash; this is the very reason I can’t carry cash on me. Talk about a weird feeling when I have debit card $3.33 from McDonalds Continue reading Do You Need to Force Yourself to be Cash Poor to Stay on Track? August 5th, 2010 | Tags: Cash Flow, Personal Situation, savings | Category: Personal Finance | 19 comments
Long before I started blogging, I used to chase bank bonuses and deals, but with the downturn in interest rates they have been difficult to find. But I was contacted about a new one from WT Direct! What is WTDirect? According to their Website WTDirect is a wholly owned subsidary of Wilmington Trust Company, a Continue reading WTDirect Gives New Customers a Bank Bonus of up to $500 
I often get asked where I keep my liquid savings. When I first started caring about personal finance issues, and started reading personal finance blogs I was guilty of rate chasing and bonus chasing. I am proud to say that, I do not rate chase anymore, and if you check out Continue reading I use ING For my Savings and You May Want to Also! March 21st, 2010 | Tags: Personal Finance, Personal Situation, Promotion, promotions, savings | Category: Personal Finance | 14 comments
This is a guest post from MD of Studenomics. If you like what you see then subscribe to the RSS feed as it approaches the 1k mark. It took me forever to join ING Direct. Sure the interest rates were great at the time (definitely not now) but I simply had a customer loyalty towards Continue reading What is Wrong With Chasing Bank Rates March 12th, 2010 | Tags: guest post, Personal Finance, savings | Category: Personal Finance | 20 comments
 I had a very depressing/interesting discussion with the father in law this weekend. I am a huge fan of my father in law, he is/was a great father, a successful business man and an overall great dude. Despite being, what I always considered staunch republican, we got into a great discussion about universal health Continue reading What Does it Take to Get to a Million Dollars? September 14th, 2009 | Tags: calculating, Investing, savings | Category: Personal Finance | Leave a comment
Apparently CNBC is finding that more and more people are using layaway, and I just don’t get it! I have no recollection of using layaway, but then again I am only 27, and part of the generation where everyone had a credit card! The Simpsons even had an episode where Santa’s Little Helper Continue reading Why is Layaway Becoming More Popular?  I was on the IRS’ website today for a different research project (something associated with 403(b)s and the final reguations which become effective Jan 1, 2009 – if there is any interest in this info let me know and I”ll do a post) and I came along some great useful information for almost everyone. Continue reading IRS Increases the Amount you can Save in a Qualified Account for 2009 December 3rd, 2008 | Tags: Investments, IRS, Qualified/Retirement, savings, Taxes | Category: Qualified/Retirement | One comment
Advantages of Using a Prepaid Credit CardThere are many benefits to using a prepaid credit card. A prepaid credit, also known as a secured credit card is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.” Continue reading Why Use a Prepaid Credit Card? |
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