Tag Archive: Retirement

You Have Absolutely No Patriotic Duty To Pay High Taxes

I don’t want to pay higher taxes then what the law mandates.  In fact a large part of my day is spent helping people plan for the Federal and State Estate Tax and I love my job.  I am not sure why I get so excited helping people plan to lower their tax bill.  If…

Why the Hell are There New Active Public Pension Plan Participants?

I was talking to a buddy the other day and somehow the discussion of public employees came up, and we asked ourselves the same exact question at almost the same exact time: Why in the hell are new public employees still able to join State backed defined benefit pension plans? First and foremost, I am…

Why Corey Doesn’t Want To Become a Millionaire

Editor’s Note:  I usually put an indication at the end of a post whether it is a guest post, however, considering the title I felt like notice should be moved up.  This was a guest post from Corey at Passive Income to Retire, where he tracks his progress to retire by the age of 27. In…

Early Extreme Retirement Loses Its Biggest Proponent

A little over a year ago I wrote about my problems with a personal finance trend commonly referred to as “Early Retirement Extreme.”  It still remains a pretty popular post with a few comments from the movement’s most popular proponent, Jacob Lund Fisker.  Within that post and the subsequent 50+ comments I laid out the…

How Pensioners Can Beat the Tax Man by Saving with ISAs

More than 19 million people in the UK save money in ISAs – many of them pensioners, and many of them use stocks and shares ISAs. This can be a good way to limit your tax liabilities on investments, as you are not required to pay any tax on the interest or dividends you earn…

I Don’t Understand the Safe Withdrawal Rate Discussion

It isn’t hard to find an article that discusses Safe Withdrawal rates, but I am not exactly sure why it is such a hot topic in retirement planning.  Investopedia provides a pretty succinct definition of the Safe Withdrawal Rate (which they refer to as the 4% rule), What Does Four Percent Rule Mean? A rule…