Tag Archives: Rant

Don’t Be a Sheep When it Comes to Your Finances

It is natural that people disagree about personal finance decisions and even investing strategies.  Some people are comfortable with 5 year ARMs, 10 year AMRs, balance transfers, margin accounts, index investing, following Graham like he was the second coming, whole life insurance, etc. While some people think credit cards are the devil’s tool, that active

You Have Absolutely No Patriotic Duty To Pay High Taxes

I don’t want to pay higher taxes then what the law mandates.  In fact a large part of my day is spent helping people plan for the Federal and State Estate Tax and I love my job.  I am not sure why I get so excited helping people plan to lower their tax bill.  If

Why the Hell are There New Active Public Pension Plan Participants?

I was talking to a buddy the other day and somehow the discussion of public employees came up, and we asked ourselves the same exact question at almost the same exact time: Why in the hell are new public employees still able to join State backed defined benefit pension plans? First and foremost, I am

Analyzing the Perception of the “1 Percent”

One of the reasons we are having Occupy Wall Street protests and backlash towards the “1 percent” is because the public doesn’t understand what it is like to have money. All they see when they hear about investment bankers and stock analysts is about the expensive cars, luxurious meals, and the near rock n’ roll

Buying an Asset with a Mortgage or Debt Doesn’t Necessarily Change your Net Worth

I got into an interesting conversation with a commenter the other day on another blog and it made me realize that there are some people out there who don’t actually understand some of the basics of Personal Finance. I don’t talk about the basics to often on My Journey to Millions, because quite frankly, how

It is Probably About Time to Grow The Fuck Up

The topics I discuss on My Journey to Millions range from estate planning to myheated rants and despite being passionate about a lot of the issues I discuss, I try to keep this blog professional.  Notwithstanding, you can probably guess from my title I read an article today that actually made me want to throw