Tag Archives: Rant

You Have to Prepare for Retirement – Do Not Depend on the Government

You Have to Prepare for Retirement – Do Not Depend on the Government

Today I received a very interesting Fidelity Credit Card offer.  This particular rewards card placed my 2% cash back directly into my IRA with Fidelity.  Interesting, right? I thought this was really cool.  Don’t worry I didn’t partake, because, as we discussed, I am in operation eradicate consumer debt.  But it got me thinking: Retirement… Continue Reading

Is the United States Turning towards Communism?

Is the United States Turning towards Communism?

This may be an overzealous blog post for a personal finance website, but I have been thinking about this for a little bit.  I even tried to write a research paper on this when I was in college (awww so many years ago), but I was denied by my professor.  Well now I am older… Continue Reading

Random Letters After an Advisor’s Name isn’t the End All, but it may help

Random Letters After an Advisor’s Name isn’t the End All, but it may help

This post is a public apology for making an ass out of myself for saying some pretty sh!tty things about a woman who seemingly wants to help people get out of debt.  Baker at Man vs. Debt interviewed a “Dave Ramsey Certified Counselor” a person who seems kind hearted and genuine in attempt to help… Continue Reading

Colleges are the Next Big Bubble to Burst

Colleges are the Next Big Bubble to Burst

I am going to keep this post short since it is nothing more than a “crazy” theory of mine.  The Wall Street Journal just published an article titled, “Student Loans: Default Rates Are Soaring” written by Anne Marie Chaker. Ms. Chaker highlights the stats: According to new numbers from the U.S. Department of Education, default… Continue Reading

The Law of Diminishing Marginal Utility and Debt Repayment

The Law of Diminishing Marginal Utility and Debt Repayment

Law of Diminishing Marginal Utility I got on the subject of Law of diminishing Marginal Utility with The Wife today, a theory which I was able to explain to her today in english.  Despite it being an economic theory (read: usually hard) it is quite easy to understand.   First thing is first – utility means satisfaction.  Investopedia defines the Law… Continue Reading