I was talking to a buddy the other day and somehow the discussion of public employees came up, and we asked ourselves the same exact question at almost the same exact time: Why in the hell are new public employees still able to join State backed defined benefit pension plans? First and foremost, I am…
A couple of days ago I “graded” myself as to how I did for my 2011 Goals and Objectives and with only a couple days left in 2011 it is about time to lay it on the line for what I expect for myself in 2012. One of the main reasons I started this blog…
I mentioned about a month ago I would open my books a bit more so I can look back at my archives and understand where I came from. In both my goals and objectives for 2011 and my halfway update for those goals I mentioned that I contribute the amount to my 401(k) which garners…
There are simple facts about our economy that we ignore on a constant basis when planning for retirement. Our population is aging and growing at the same time, and even though we had a large young workforce that supported the generation before it, this will no longer be the case. There’s been a lot more…
The Wall Street Journal had a recent article that I think was detrimentally incomplete even taking into account that it is 1,000 words on a subject that can take years to master. The article, “You Need a Plan to Boost Retirement Income” by Jeff D. Opdyke highlights three asset vehicles/classes that he thinks should take…
I am not sure where I fall on the issue of egregious CEO compensation, but there is never a shortage of people attacking CEOs for making too much money. Like a lot of things in life, the issue itself doesn’t excite me as much as trying to understand the extremes on both sides. So I…
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