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Blog > Archive by tag 'personal decisions'

MIT Figures Out Why Americans Are Broke

Vanguard recently highlighted portions of a book written by Connecticut College Psychology Professor Stuart Vyse titled, “Going Broke: Why Americans Can’t Hold on to Their Money*”  which attempts to provide evidence through experiments as to why, Why Americans are Broke. 

As long as this isn’t your first visit to a personal finance blog, or you have never picked up the WSJ

Continue reading Studying the Obvious and Figuring Out Why Americans Are Broke

January 14th, 2010 | Tags: , , , | Category: Personal Finance | 8 comments

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There are No New Rules when it Comes to First Time Home Buyers

personalfinancerules

Like one of my favorite bloggers out there, Bad Money Advice, I don’t really get all these “new” rules that are popping up everywhere.  I don’t believe the “its different” today BS.  I think most of the lists, at best, basically just rehash of old rules that I thought always existed (obviously, minus the

Continue reading There are No New Rules when it Comes to First Time Home Buyers

September 22nd, 2009 | Tags: , , | Category: Personal Finance | 2 comments

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Personal Finance is Well....Personal

2008_mercedes_benz_c_class

I have written about this before (HERE & HERE), but in the past week I was involved in an incident which made me want to reiterate that personal finance is less about the numbers, but more about personal decisions based on one’s personalty, perspective and life.

The first came when a good friend came

Continue reading Personal Finance is Well….Personal

November 29th, 2008 | Tags: , , , | Category: Personal Finance | One comment

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

Continue reading Why Use a Prepaid Credit Card?