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What Does Patent Pending Mean?

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The Wife received a cool wine aerator from a company named, Vinturi.  I noticed that the box mentioned that the technology was patent pending, and I thought to myself what does ‘patent pending’ even mean?

Review of Vinturi Wine Aerator

First the results of the product.  The product is a modern looking glass

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Defense of Marriage Act Found Unconstitutional in One Federal District Court

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I wrote about Defense of Marriage Act back in May when discussing the topic of Same Sex Estate and Financial Planning.  Well it turns out  that a Federal District Court Judge has determined it the piece of legislation is Unconstitutional.  Before I briefly describe the background and what happened, I want to mention

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Why Do I Want Multiple Streams of Income?

Freedom.  I got a reminder/wake up call tonight about why I want multiple streams of income, and it is simple it is freedom to do what I want and when I want (within reason, of course).

I have mentioned in the past, that in addition to my job I also practice law, it is

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There are Many Ways to Commit Tax Fraud

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Most people assume that the only way to commit tax fraud is not to pay it or to lie on those documents.  However, in New York, and probably most other jurisdictions, there are numerous ways to commit tax fraud.

Like the Federal Government, and most other States, New York is short on tax revenue

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Finding Help with Unemployment Benefits

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This is a guest post by the people at LawHelp is an online resource that helps people find free legal aid programs in their communities, answers to questions about their legal rights, court information, links to social service agencies, and more. LawHelp is a program of Pro Bono Net, a national nonprofit dedicated

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5 Great Ways to Find Free or Low Cost Legal Services No Matter Where you Live

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I received an interesting email the other day, in response to one of my posts where I explained what Default Judgments are, how they affect your credit score and what you should do if you find one on your credit report.  This woman in San Jose, Cali wrote,

paid fees about request to

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Another Reason to Check your Credit Report – New York Default Judgment Getting Thrown Out

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On July 22, 2009, New York Attorney General Michael Cuomo filed papers to throw out 100,000 default judgments due to bad service.  When I wrote a post way back in December about Default Judgments and How they Affect your Personal Finances I skipped over service of the papers to start a lawsuit.

New York

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Writing the IRS in Response to Increase in Income due to 1099-C - Five Rules when Replying to the IRS

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As I previously posted about, I learned that, Cancellation of Debt is Taxable Income, when my brother received notice that a creditor he had settled with 2 years ago filed a 1099-C for a deduction for Cancellation of Debt.  Luckily he has a brother who is nice and is willing to do research

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

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