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What are Annuities? An Introduction to Annuities

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Understanding Annuities makes it easier for you to make an informed decision rather than just listening to an advisor or worse a talking head on television.  Annuities often bring up strong emotions when they really shouldn’t, it is nothing more than a financial product often issued by insurance companies.  The definition of an

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Is Cell Phone Insurance Worth It?

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Over the Weekend I had an “incident” where I dropped my new HTC Hero with Google.  Considering I am writing a post on Cell Phone insurance, you know all did not end well as I bobbled it and watched it land on its glass face.  My phone went from:

  TO

So for the first time since

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Increase in FDIC Limits? Who Cares?

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CNBC has highlighted the major pork add-ons in the 2nd bail out bill bumping it up to a slim 400 pages!  There is one that is getting a lot of press, but I am confused why.  CNBC highlights that,

The Federal Deposit Insurance Corp’s current insurance limit on bank deposits would rise to

Continue reading Increase in FDIC Limits? Who Cares?

Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

Continue reading Why Use a Prepaid Credit Card?