Tag Archives: Estate Planning

Health Care Documents are Often Forgotten When Creating A Will

Health Care Documents are Often Forgotten When Creating A Will

Do you have a Living Will  and a Health Care Proxy?  As I drafted a Last Will and Testament tonight, I thought to myself do people understand what these ancillary documents are, or better yet, do people know they even exist? While the documents themselves aren’t entirely difficult to understand, the choices you have to…Continue Reading

Why the Type of Life Insurance you Buy Doesn’t Matter

Why the Type of Life Insurance you Buy Doesn’t Matter

For a lot of people who are shopping for life insurance, one of the first questions they ask themselves is, “what type of life insurance should I buy?” This question usually ends with some form of “whole life” or “term life,” as though those are the only two options. That’s the wrong way to think…Continue Reading

Advanced Charitable Giving using Life Insurance

Advanced Charitable Giving using Life Insurance

As we get into the holiday season people start to feel charitably inclined, and yes you could just drop some coins with the unenthusiastic guy with a bell, give a $20 spot at church, or write a check…but what if there was a bigger bang for your proverbial buck?   Over the next couple weeks I will…Continue Reading

Don’t Accidently Forgo Your Charitable Intent at Death

Don’t Accidently Forgo Your Charitable Intent at Death

Even those with strong charitable intents (religious or otherwise), actually fail to provide for the charities of their choice at death.  In essence their charitable intent is often ignored, and it is usually by mistake! I was reading a Last Will and Testament of a high net worth client the other day, and came across…Continue Reading

What is Intestacy? Don’t Let the State Determine Where your Assets Go!

What is Intestacy? Don’t Let the State Determine Where your Assets Go!

Regardless of whether you know it or not you have a Will – the Will is called Intestate Distribution and is determined by the State Legislature. When one dies without a Will it is often said he or she died intestate, and their Will enters Intestacy.  I am sure different parts of the country refer…Continue Reading