|
|||||
 When is ignoring debt a good idea? Never. What about blaming others for a debt? Never. A buddy of mine called me today under the guise that he had a legal question. So being the good friend that I am, I said shoot. Turns out he went to a lender for promises of a personal loan which would consolidate his Continue reading Don’t Blame Others for Your Debt Get up and Do Something About It! The main reason I started this blog was to create a diary of My Journey and it didn’t take long for me to realize that accountability leads to success. As such, every year I create a sort of Goals and Objectives, my latest one being my Goals and Objectives for 2009. I then highlighted throughout the year how I Continue reading Goals and Objectives for 2010! Need Help Solidifying  I can’t explain it, but for some reason whenever The Wife says the words, “We Can’t Afford It” my blood boils. I mean makes me argue something fierce. Hell, even writing about it makes me use weird terms like “something fierce.” The anger can actually compound if those words are, Said to someone else; and/or Continue reading Four Words in Personal Finance that Piss me Off…and The Wife Says them All the Time December 30th, 2009 | Tags: Debt, Personal Finance, The Wife | Category: Personal Situation | 35 comments
 I think a lot of the people’s consumer debt stems from charging a large ticket item into “manageable” monthly minimum payments. However, the problem that often arises is that a person only pays back the minimum. If we take a credit card bill of $5,000 with an interest rate of 15% and the minimum payments at 4.5% Continue reading The Horror of Just Paying Monthly Minimum Payment to Credit Cards September 28th, 2009 | Tags: Budget, Credit, credit cards, Debt, Debt Snowball | Category: Debt | 3 comments
Apparently CNBC is finding that more and more people are using layaway, and I just don’t get it! I have no recollection of using layaway, but then again I am only 27, and part of the generation where everyone had a credit card! The Simpsons even had an episode where Santa’s Little Helper received a Continue reading Why is Layaway Becoming More Popular? 
It was a cold winter day in 2006. I was 6 months out of law school working at a firm where I usually stayed till about 7pm. I walked to my trusty, lovable Nissan 240sx. This car had so many miles the odometer literally stopped working (I am not kidding it was stuck on Continue reading My Extra Payments towards my Auto Loan was not being applied to Principal! August 11th, 2009 | Tags: auto, Auto Loan, Debt, Personal Finance, Personal Situation, prepayment | Category: Debt | 11 comments
Why pay, use free tax filing from H&R Block
 I learned a very interesting lesson today that I thought I’d share with everyone. It is not a new lesson in fact I remember it from Federal Income Tax class but haven’t heard about it in years. It was years, until my brother grabbed me in between my 8th and 9th beer on the 4th Continue reading Cancellation of Debt May be Taxable Income 
I was reading the June Edition of Trusts and Estates Magazine, my favorite magazine, and found a very interesting article which is aimed at advisors and attorneys for very wealthy individuals; however it applicable to everyone during these turmoil times. Trusts and Estates Magazine is an industry standard for those in estate planning – each Continue reading Financial Loss Syndrome Doesn’t Just Affect the Wealthy |
 |
||||
|
My Journey to Millions About Contact Me Archives Blog Roll Disclaimer Privacy Policy
Copyright © 2010 My Journey to Millions - All Rights Reserved
|
|||||
Popular Posts