A couple of days ago I “graded” myself as to how I did for my 2011 Goals and Objectives and with only a couple days left in 2011 it is about time to lay it on the line for what I expect for myself in 2012. One of the main reasons I started this blog…
I got into an interesting conversation with a commenter the other day on another blog and it made me realize that there are some people out there who don’t actually understand some of the basics of Personal Finance. I don’t talk about the basics to often on My Journey to Millions, because quite frankly, how…
People are concerned with their credit scores, but few realize how a cash advance can radically alter their financial outlook. When bills pile up, it makes good financial sense to consider a payday loan. By getting bills paid, establishing a good credit history, and demonstrating financial discipline, a cash advance can help everyone get into…
Payday loans and title loans have a notoriously bad rap; however, there are hundreds of companies that provide such loans still in business which proves that they are obviously in high demand. With the economy strained and many families now living on one or a small fixed income, many don’t have room for error in…
At the office the other day a colleague asked me to analyze his refinance decision and while we getting deep into the calculations (taking into account taxes, remaining interest, etc.) I started to think about things to consider when deciding to consolidate one’s debt. I don’t think refinancing one’s main home is as easy as…
A pretty conservative co-worker came to me today and said it is ‘time to bet against the market President Obama is speaking on Thursday and the market consistently falls when he speaks about the economy’ and it got me to thinking about ‘betting against the market.’ I don’t short stocks, it isn’t that I am…
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