Don't Blame Others for Your Debt Get up and Do Something About It!

When is ignoring debt a good idea? Never.  What about blaming others for a debt? Never.   A buddy of mine called me today under the guise that he had a legal question.  So being the good friend that I am, I said shoot. 

Turns out he went to a lender for promises of a personal loan which would consolidate his

Continue reading Don’t Blame Others for Your Debt Get up and Do Something About It!

The Horror of Paying Just Monthly Minimum Payment to Credit Cards

I think a lot of the people’s consumer debt stems from charging a large ticket item into “manageable” monthly minimum payments.  However, the problem that often arises is that a person only pays back the minimum.

If we take a credit card bill of $5,000 with an interest rate of 15% and the minimum payments at 4.5%

Continue reading The Horror of Just Paying Monthly Minimum Payment to Credit Cards

Sometimes You HAVE to Ignore the Right thing to do! I Cancelled my Bank of America Credit Card Today

I almost never lose my temper with customer service reps, and it usually gets me what I want or at the very least closer to my goal.  Whether we are talking about the cable company, cell phone companies, and most financial/credit card companies – I usually get what I want.

Before I get the comments about

Continue reading Sometimes You HAVE to Ignore the Right thing to do! I Cancelled my Bank of America Credit Card Today

Don't Blindly Trust your Employer - Check your Check!

In the past I broken down my paycheck, and I just assumed all was good.  However, I found out otherwise! 

I got called into the office of my Human Resource Person to go over the 2009 benefits package.  When she reviewed what I had paid this year thus far for medical coverage she was shocked, so

Continue reading Don’t Blindly Trust your Employer – Check your Check!

My Debt Snow Ball

I accomplished one of my very minor goals recently – I went through and created a comprehensive debt review and plan to pay it off. The Wife and I have way way way too much consumer debt. I say consumer debt because I do not feel the need, right now, to compound my problems/overwhelm myself

Continue reading My Debt Snow Ball

Financial Overview - August 2008

I figured I needed to start somewhere so why not lay it on the line for the readers of this blog, while keeping myself accountable in the months and years to come.

Just recently married (a little over six weeks ago) and the wife and I decided to get serious about what we are going to

Continue reading Financial Overview – August 2008