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 August 5th, 2010 will be 2 years for My Journey to Millions! To put that in perspective: High School was 4 years College was 4 Years Law School was 3 years I have been Married 2 years and 2 months For the next couple days I am going to re-post some REALLY old posts. Continue reading Repost of my First Post – Almost Two Year Anniversary at My Journey to Millions August 1st, 2010 | Tags: Debt, Debt Snowball, Personal Situation | Category: Personal Situation | 8 comments
When is ignoring debt a good idea? Never. What about blaming others for a debt? Never. A buddy of mine called me today under the guise that he had a legal question. So being the good friend that I am, I said shoot. Turns out he went to a lender for promises of a personal loan which would Continue reading Don’t Blame Others for Your Debt Get up and Do Something About It!  I think a lot of the people’s consumer debt stems from charging a large ticket item into “manageable” monthly minimum payments. However, the problem that often arises is that a person only pays back the minimum. If we take a credit card bill of $5,000 with an interest rate of 15% and the minimum Continue reading The Horror of Just Paying Monthly Minimum Payment to Credit Cards September 28th, 2009 | Tags: Budget, Credit, credit cards, Debt, Debt Snowball | Category: Debt | 5 comments
Sometimes You HAVE to Ignore the Right thing to do! I Cancelled my Bank of America Credit Card Today I almost never lose my temper with customer service reps, and it usually gets me what I want or at the very least closer to my goal. Whether we are talking about the cable company, cell phone companies, and most financial/credit card companies – I usually get what I want. Before I get the Continue reading Sometimes You HAVE to Ignore the Right thing to do! I Cancelled my Bank of America Credit Card Today January 21st, 2009 | Tags: credit cards, Debt, Debt Snowball, Random, Rant | Category: credit cards | 11 comments
In the past I broken down my paycheck, and I just assumed all was good. However, I found out otherwise! I got called into the office of my Human Resource Person to go over the 2009 benefits package. When she reviewed what I had paid this year thus far for medical coverage she was Continue reading Don’t Blindly Trust your Employer – Check your Check! November 2nd, 2008 | Tags: Debt, Debt Snowball, Paycheck, Personal Situation, The Wife | Category: Personal Finance | Leave a comment
I accomplished one of my very minor goals recently – I went through and created a comprehensive debt review and plan to pay it off. The Wife and I have way way way too much consumer debt. I say consumer debt because I do not feel the need, right now, to compound my problems/overwhelm Continue reading My Debt Snow Ball August 6th, 2008 | Tags: credit card debt, Debt, Debt Snowball, Personal Finance | Category: Personal Situation | 4 comments
I figured I needed to start somewhere so why not lay it on the line for the readers of this blog, while keeping myself accountable in the months and years to come. Just recently married (a little over six weeks ago) and the wife and I decided to get serious about what we are Continue reading Financial Overview – August 2008 August 5th, 2008 | Tags: Debt, Debt Snowball, Excel, Personal Finance, The Wife | Category: Personal Situation | 2 comments
Advantages of Using a Prepaid Credit CardThere are many benefits to using a prepaid credit card. A prepaid credit, also known as a secured credit card is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.” Continue reading Why Use a Prepaid Credit Card? |
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