Tag Archive: credit score

Three Ways to Increase your Credit Score Without Using a Credit Card

Your credit score is very important whether you are going to be financing a car, leasing a car, buying  a home, applying for insurance or even applying for certain jobs.  In today’s society your credit score is a necessary evil.  Sort of like needing experience but not being able to be hired to get that…

TransUnion Settlement

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I have absolutely no idea when I decided to “opt in” the TransUnion Class Action Lawsuit, but a couple days ago I received my settlement. TransUnion Class Action Lawsuit Apparently, TransUnion was a bad credit monitoring agency and allegedly violated the Fair Credit Reporting Act.  Specifically, Plaintiffs claimed that TransUnion sold private information which it…

Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

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A couple months ago I received a notice from a credit card which was previously eradicated from my modified debt snowball.  I had dual thoughts, “hahahaha, it doesn’t matter if you jack up my interest rate, I paid all my credit cards off already, tough guy” and “You better not be trying to get a…

Your Credit Score Matters

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Luckily this blog is anonymous so I can talk about whatever I feel like!  Well today I got a rough phone call from the Sister in Law.  She was looking into buying a home with her boyfriend.  Well, when they went to get pre-approved she was met with a a very low number due to…