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I have absolutely no idea when I decided to “opt in” the TransUnion Class Action Lawsuit, but a couple days ago I received my settlement. TransUnion Class Action Lawsuit Apparently, TransUnion was a bad credit monitoring agency and allegedly violated the Fair Credit Reporting Act. Specifically, Plaintiffs claimed that TransUnion sold private information Continue reading TransUnion Settlement  A couple months ago I received a notice from a credit card which was previously eradicated from my modified debt snowball. I had dual thoughts, “hahhaha, it doesn’t matter if you jack up my interest rate, I paid all my credit cards off already, tough guy” and “You better not be trying to get Continue reading Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score August 13th, 2009 | Tags: credit cards, credit score, orginzation | Category: Personal Finance | 4 comments
 Luckily this blog is anonymous so I can talk about whatever I feel like! Well today I got a rough phone call from the Sister in Law. She was looking into buying a home with her boyfriend. Well, when they went to get pre-approved she was met with a a very low number due Continue reading Your Credit Score Matters June 9th, 2009 | Tags: credit cards, credit score, Personal Situation | Category: Personal Finance | 3 comments
Advantages of Using a Prepaid Credit CardThere are many benefits to using a prepaid credit card. A prepaid credit, also known as a secured credit card is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.” Continue reading Why Use a Prepaid Credit Card? |
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