When is a Home Purchase Considered a Smart Investment? Anyone that owns a house knows that they can often be money pits. Some people consider a home as an expense, rather than an investment. I think that either case can be true, but it depends greatly on HOW you purchase the home. When people are…
The first step you must take to recover from bad credit is to know what is on your credit report. You are legally entitled to one free credit report each year. Make sure that everything on your credit report is actually valid. It is not unusual for credit reports to contain mistaken information. If you…
If you every plan on buying a house, car, applying for student loans, applying for a credit car your Credit Score matters. Even if you aren’t in the need of debt any time soon one should take responsibility, and, at the very least, have an idea as to what their score is. I have come…
With just over a month to go before the Tax Man comes around, many consumers are scrambling to get their receipts and W-2s in order so they can file their online taxes and hopefully get a nice refund check. With so many people in such a mad rush to get their returns out the door…
The Wall Street Journal just published an article titled, “Three Financial Terms Kids Need to Know” by the Yoder et. al., and while I usually love the personal finance section of the WSJ this article was simply ridiculous. The article provides a series of obviously and painfully fake interactions between the Yoder Pops and Yoder…
A credit card may be the last thing that someone with credit issues wants to look at, let alone use. Unfortunately for consumers aiming at a higher credit score, merely letting time work does not, in fact, work and a credit card represents the most efficient means of attaining credit improvement. Sure, the economy has…
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