credit score

TransUnion Settlement

I have absolutely no idea when I decided to “opt in” the TransUnion Class Action Lawsuit, but a couple days ago I received my settlement.

TransUnion Class Action Lawsuit

Apparently, TransUnion was a bad credit monitoring agency and allegedly violated the Fair Credit Reporting Act.  Specifically, Plaintiffs claimed that TransUnion sold private information which it wasn’t allowed

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December 14th, 2009 | Tags: , | Category: Random | 35 comments

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Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

A couple months ago I received a notice from a credit card which was previously eradicated from my modified debt snowball.  I had dual thoughts, “hahhaha, it doesn’t matter if you jack up my interest rate, I paid all my credit cards off already, tough guy” and “You better not be trying to get a

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August 13th, 2009 | Tags: , , | Category: Personal Finance | 3 comments

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Your Credit Score Matters

Luckily this blog is anonymous so I can talk about whatever I feel like!  Well today I got a rough phone call from the Sister in Law.  She was looking into buying a home with her boyfriend.  Well, when they went to get pre-approved she was met with a a very low number due to

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June 9th, 2009 | Tags: , , | Category: Personal Finance | 4 comments

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