Tag Archive: Credit Report

Have You Ever Recovered from Bad Credit?

The first step you must take to recover from bad credit is to know what is on your credit report. You are legally entitled to one free credit report each year. Make sure that everything on your credit report is actually valid. It is not unusual for credit reports to contain mistaken information. If you…

5 Common Tax Mistakes You Shouldn’t Be Making

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With just over a month to go before the Tax Man comes around, many consumers are scrambling to get their receipts and W-2s in order so they can file their online taxes and hopefully get a nice refund check. With so many people in such a mad rush to get their returns out the door…

Basic Financial Terms for Children and Teens

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The Wall Street Journal just published an article titled, “Three Financial Terms Kids Need to Know” by the Yoder et. al., and while I usually love the personal finance section of the WSJ this article was simply ridiculous.  The article provides a series of obviously and painfully fake interactions between the Yoder Pops and Yoder…

Don’t Sit Back, Attack Your Credit Problems

A credit card may be the last thing that someone with credit issues wants to look at, let alone use. Unfortunately for consumers aiming at a higher credit score, merely letting time work does not, in fact, work and a credit card represents the most efficient means of attaining credit improvement. Sure, the economy has…

Three Ways to Increase your Credit Score Without Using a Credit Card

Your credit score is very important whether you are going to be financing a car, leasing a car, buying  a home, applying for insurance or even applying for certain jobs.  In today’s society your credit score is a necessary evil.  Sort of like needing experience but not being able to be hired to get that…

TransUnion Settlement

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I have absolutely no idea when I decided to “opt in” the TransUnion Class Action Lawsuit, but a couple days ago I received my settlement. TransUnion Class Action Lawsuit Apparently, TransUnion was a bad credit monitoring agency and allegedly violated the Fair Credit Reporting Act.  Specifically, Plaintiffs claimed that TransUnion sold private information which it…