I read an inspiring post on Financial Samurai titled, “Credit Card Enlightenment: Track Your Expenses Wisely” that made me want to get a handle on monthly expenditures, but as explained before I feel like I started in the wrong month, but oh well! Unlike my net worth updates, I am going to provide exact dollars…
Sometimes when I read Congressional Members’ rationale for certain bills it makes me literally want to rip my hair out of my head. Luckily I refrain since I am the only one of my brothers with hair left. It is ridiculous that no one seems to learn the law of unintended consequences. A Company exists…
I remember recently that it was about a year since I signed up for the American Express Gold Card. The sole reason I signed up for the card was the 50,000 bonus points I received (their deals change all the time) and I knew I would be going on a trip this year so I…
The first step you must take to recover from bad credit is to know what is on your credit report. You are legally entitled to one free credit report each year. Make sure that everything on your credit report is actually valid. It is not unusual for credit reports to contain mistaken information. If you…
If you are struggling with bad credit, take some comfort in the fact you are not alone. Recent statistics suggest that 25% of all Americans are in a bad credit situation. Do not despair though, as there are many ways you can rebuild your credit score. Using a credit card designed especially for bad credit,…
I was shocked and then disappointed when I read the title of a recent WSJ article, “Lawmakers Urge Crackdown on Business Cards.” The Author, Jessica Silver-Greenberg, sums up the request from the usual players in the world of “Americans are too stupid to take care of themselves” A group of four U.S. Senate Democrats, including…
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