I generally don’t like Certificates of Deposits because the math doesn’t make sense, but I received an e-mail today about Callable CDs that made me really mad. I had heard of Callable bonds, but don’t have any recollection of a Callable Certificate of Deposit, so I figured I would share what I learned about
Continue reading What is a Callable CD? and Why Current Callable CDs Don’t Make Sense
While reading some of my favorite blogs, I came across a great blog, No Debt Plan (which I admittedly don’t think I have ever read before). It turns out, Kevin, was struggling whether to purchase a CD, a few days before, and his eventual decision was made subsequent to my post on the subject.
I thought it would
Continue reading The Certificate of Deposit Debate Rages on!

I can’t be the only one out there, but I can’t grasp why people would do invest/purchase a Certificate of Deposit (CD). Specifically, I am focusing on the 1 year CD because anything shorter has terrible yields and anything longer poses too much of an interest rate risk for my tastes. I started thinking
Continue reading Are Certificate of Deposits (CDs) worth it?
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