I have never really gotten into budget software packages; I think it is stems from my original feelings that I didn’t want nor need a Budget. After starting this blog and getting my finances in order, my feelings about the subject changed and The Wife and I created a Plan. Despite the change in feelings,I…
I think a lot of the people’s consumer debt stems from charging a large ticket item into “manageable” monthly minimum payments. However, the problem that often arises is that a person only pays back the minimum. If we take a credit card bill of $5,000 with an interest rate of 15% and the minimum payments at…
I apologize if this post seems like a rant, but I just read a great article on CNBC titled, “Credit Cards Could Become Next Trouble Spot in Crisis” by Kenneth Stier which provides a lot of great info, but seems to completely ignore the underlying problem (beyond a sentance or two). The Article is best…
This is a guest post from Master Your Card from a very informative blog dealing with all sorts of topics ranging from debt collection to frugality. Any comments will be in red but I am sure I won’t have many since my wonderful wife took care of 98% of our wedding. Planning a wedding can…
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