The Wife and I have been giving serious thought to listing our house after the new year, and it was in the course of a recent discussion that The Wife told me she just wanted to know the “bottom line” in terms of future housing costs. Her concern is that an upgrade to our current…
As part of my daily responsibilities financial planners will come to me to discuss a particular case; sometimes these cases are mind boggling estate planning cases ($20million, $30million, $50million+) and sometimes they are just your run of the mill new family starting out. When the case has to do with estate planning the planner and…
This past weekend, I was involved in two separate conversations regarding debt repayment. Interestingly both conversations concerned married couples that despite varied lengths of marriage had failed the first step when it came to destroying debt. The very first step in getting rid of debt is actually knowing exactly how much you owe to creditors….
Guest post written by the finance writers over at http://www.dacscotland.co.uk Unfortunately, for a lot of people, debt is – or is becoming – a fact of life. It’s all too easy to borrow money in the firm knowledge that you can and will repay it in time… only to see your circumstances change and your…
As back office support for a financial planning firm sometimes I have to create cash flow projections for clients. The projections can be as simple or as complicated as the financial planner needs/wants it to be. Today, I had a very interesting discussion with a planner about a particular client and this is not the first…
I know you may not believe me but Congress is supposed budget itself. I know all you hear about is how Congress isn’t/won’t/can’t keep within a budget. However, they should be at least according to rules set in place by President Bush (#41) and re-ratified by every President since (Including W. and Obama). Regardless of how…
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