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  I have never really gotten into budget software packages; I think it is stems from my original feelings that I didn’t want nor need a Budget. After starting this blog and getting my finances in order, my feelings about the subject changed and The Wife and I created a Plan. Despite the change in Continue reading My Experience with Quicken Online October 27th, 2009 | Tags: Budget, Quicken, Review, software | Category: Personal Finance | One comment
 I think a lot of the people’s consumer debt stems from charging a large ticket item into “manageable” monthly minimum payments. However, the problem that often arises is that a person only pays back the minimum. If we take a credit card bill of $5,000 with an interest rate of 15% and the minimum Continue reading The Horror of Just Paying Monthly Minimum Payment to Credit Cards September 28th, 2009 | Tags: Budget, Credit, credit cards, Debt, Debt Snowball | Category: Debt | 5 comments
I apologize if this post seems like a rant, but I just read a great article on CNBC titled, “Credit Cards Could Become Next Trouble Spot in Crisis” by Kenneth Stier which provides a lot of great info, but seems to completely ignore the underlying problem (beyond a sentance or two). The Article is Continue reading A Likely and Logical Result – Can be Avoided using the My Journey Budget This is a guest post from Master Your Card from www.MasterYourCard.com\blog a very informative blog dealing with all sorts of topics ranging from debt collection to frugality. Any comments will be in red but I am sure I won’t have many since my wonderful wife took care of 98% of our wedding. Planning Continue reading 5 Ways to Save Money when Planning your Wedding September 5th, 2008 | Tags: Budget, Frugal, guest post, Planning, Spending, Wedding | Category: Personal Finance | 2 comments
Advantages of Using a Prepaid Credit CardThere are many benefits to using a prepaid credit card. A prepaid credit, also known as a secured credit card is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.” Continue reading Why Use a Prepaid Credit Card? |
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