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My Extra Payments towards my Auto Loan was not being applied to Principal!

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It was a cold winter day in 2006.  I was 6 months out of law school working at a firm where I usually stayed till about 7pm.  I walked to my trusty, lovable Nissan 240sx.  This car had so many miles the odometer literally stopped working (I am not kidding it was

Continue reading My Extra Payments towards my Auto Loan was not being applied to Principal!

When Will Auto Makers Get it? Kia Motors must think the American Consumer is an Idiot

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I watch way too much tv, and I recently I have been seeing a commercial lately for the Kia Forte which has intrigued me:

This commercial piqued my interest because it announces that a $14,000 car has both Satellite Radio and Bluetooth standard. The commercial did its job because it got me to

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Personal Finance is Well....Personal

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I have written about this before (HERE & HERE), but in the past week I was involved in an incident which made me want to reiterate that personal finance is less about the numbers, but more about personal decisions based on one’s personalty, perspective and life.

The first came when a good friend came

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Why does the Auto Industry Lease Cars?

WHY???

This post is not your usual Personal Finance Blog post (although I like to think most of my stuff isn’t the “usual”).  This is not a post discussing whether I am going to lease or finance my next car.  

Rather, I have had a burning question that I couldn’t find an asnwer

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

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