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My Extra Payments towards my Auto Loan was not being applied to Principal!

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It was a cold winter day in 2006.  I was 6 months out of law school working at a firm where I usually stayed till about 7pm.  I walked to my trusty, lovable Nissan 240sx.  This car had so many miles the odometer literally stopped working (I am not kidding it was

Continue reading My Extra Payments towards my Auto Loan was not being applied to Principal!

Reasonable Car Purchase - Why?

Green Sprite Can with an Engine

Green Sprite Can with an Engine

I was in the middle or writing a post about a theory I came up with about selling my car to take advantage of the crazy deals Detroit is putting out there (See www.gm.com and www.ford.com and www.jeep.com), but as I wrote the post I

Continue reading Reasonable Car Purchase – Why?

Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

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