The Wall Street Journal had a recent article that I think was detrimentally incomplete even taking into account that it is 1,000 words on a subject that can take years to master. The article, “You Need a Plan to Boost Retirement Income” by Jeff D. Opdyke highlights three asset vehicles/classes that he thinks should take…
As the baby boomers get older and older it is almost impossible to pick up a financial publication that doesn’t discuss turning one’s nest egg into a stream of income. It has been a while since I explained both an immediate annuity and deferred annuities, but basically they are financial products that turn a sum…
Annuities are easy to understand. I already introduced the simple single premium annuity but like most things in life it gets a little bit more sophisticated. Notice that I say sophisticated not complicated; Deferred Annuities are easy if you look at them the way I do! There are zealots on both sides of Deferred annuities, I…
Understanding Annuities makes it easier for you to make an informed decision rather than just listening to an advisor or worse a talking head on television. Annuities often bring up strong emotions when they really shouldn’t, it is nothing more than a financial product often issued by insurance companies. The definition of an annuity is…
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