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Traditional and Non-Traditional Ways to Access Large Amounts of Liquid Cash

cash house

Sometimes, you need liquid cash, but not sure where to “find” it, and don’t worry I haven’t lost my mind I would never recommend ridiculous 20%+ cash advances or the usually evil payday loans.  The following ways should only be used when you need a good amount of cash, I would say the starting point would

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My Journey to Millions Reallocates his 401(k) After Analyzing his Portfolio

Asset_allocation

Last week I reviewed Morningstar’s Free X-Ray Tool using my own 401(k).  I believe that most people should leave their retirement accounts alone, both in terms of invading it and asset allocation within the account.  I personally take a very balanced, hands off approach to my 401(k), choosing to look at my 401(k),

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Sometimes 401(k)s are Better than IRAs

investing-ira-roth

I get really annoyed when people quote any talking heads without taking into account one’s personal situation.  I am not sure why, but I can’t stand blind faith in anyone except maybe your version of a Creator.

A LOT of personal finance bloggers, Talk Show Hosts, and house wives all over the country take

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Naming a Trust as Beneficiary of an IRA

Your Retirement Egg

As the baby boomers get older, and we continue to hear the oft repeated saying,

We are about to experience the greatest transfer of wealth in history

One of my planners recently asked my opinion about a situation – his client, a concerned parent, is

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Leave your Retirement Accounts Alone!

retirement

I often check the online personal finance section of the Wall Street Journal (found here); many times I find interesting articles which range from the topics credit card debt all the way to macroeconomic theories, but in all honesty, today’s top headline frightened me!

The title of the article is, “Investors Pull Money Out of Their

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

Continue reading Why Use a Prepaid Credit Card?