I haven’t posted in a few weeks because life has gotten serious (that’s the only way I can describe it.) I have gotten into such a great routine with finances and have become quite disciplined in sticking to our budget that it usually seems second nature to me. I like this because saying no to that impulse spending is easy and never actually affects my life negatively. Unfortunately, in September I found out that sometimes not indulging in the needless things can be detrimental.
I am 28 weeks pregnant with my 4th pregnancy. The first 2 ended in cesarean sections for reasons that have no effect on future pregnancies. The 3rd one was a miscarriage. The current pregnancy is moving along nicely and all signs, so far, point to a healthy uncomplicated birth. Yet, for 14 weeks I have been struggling to find a care provider who doesn’t want to just cut me open again even though they have no legitimate medical reason to do so.
Trouble Finding A Birth Center or Doctor Who Will Perform VBAC
I have been getting my prenatal care at a birth center but unfortunately for insurance reasons they are unable to care for me after 28 weeks and do not preform VBACs, vaginal birth after cesarean. Well I’m 28 weeks pregnant and no doctor I have talked to will even let me attempt a natural birth. Outdated information of the risks of a uterine rupture and liability reasons are preventing them from seeing that a c-section is major surgery with just as many, if not more risks associated with it than a VBAC. I’ve even considered having a homebirth, which I don’t particularly want but will do if I have no other options.
All of this has been extraordinarily stressful and attempting to deal with it while also sticking to a budget and trying to accomplish my September goals nearly drove me to a mental breakdown. After choosing to eat out for a third time in one week because I was too upset after another doctor rejection to cook anything, I started beating myself up for blowing our budget. This only caused me to become even more stressed out and start nit picking on all the things I hadn’t done yet that month. It wasn’t until my best chance at a VBAC informed me they’d be out of town the week I was due that I realized finding the right provider for me was the only important thing right now and no amount of budget breaking should matter.
I needed to rid myself of any other stressors for my health, my unborn child’s health, and to clearly figure out how I was going to get the birth I wanted. If cooking wasn’t appealing to me then we ate out. Writing a blog post about money wasn’t happening because I didn’t care about money. If buying my son a book made him happy then I would have spent $100 on it, luckily it only cost $8. But the point is, I realized money isn’t important right now and I have a healthy emergency fund that can allow me to blow a little money and ignore our budget while I figure out how to handle the important things in my life.
Sometimes Life Forces you to Throw out the Budget
I’m not saying that after every stressful work week that shopping spree you go on is justified; but I am saying that sometimes it’s more important to loosen the belt around your budget and just let some spending be okay.
Readers: What occasions in your life have caused you to throw the budget out the window? Do you feel good about that decision or not?