My American Express Spending December to January

//My American Express Spending December to January

My American Express Spending December to January

Starting last month I decided it was time to get a hold of my family’s expenditures, specifically, those expenditures which are more or less in the discretionary category.  With just two months of data, I don’t think I am going to start looking for trends just yet. Unlike my net worth posts, I am providing real numbers, not percentages.

I should mention that all this spending was done on my American Express Premier Gold Card so it has to be paid off monthly (i.e. I incur no interest charges and I recently got my annual fee waived).

My Monthly Discretionary Expenses

While my sprint bill may not be discretionary, for the most part these expenditures are stuff I could cut down if I chose to:

DateDescriptionAmount
01/21/2012CROXLEY ALES60
01/20/2012TOKU MODERN ASIAN65.66
01/18/2012GROUPON INC877-788-7858IL49
01/17/2012PHILS PIZZA25.7
01/16/2012PETCO34.71
01/16/2012SPRINT WIRELESS800-639-6111KS123.94
01/15/2012Krav Maga112
01/15/2012THE VITAMIN SHOPPEJ48.46
01/14/2012BJS FUEL31.42
01/14/2012BJS FUEL51.91
01/14/2012HUNTINGTON SUPERSTAR20.14
01/14/2012JIFFY LUBE32.58
01/14/2012DINER22.81
01/12/2012Krav Maga52.12
01/09/2012BEDBATH&BEYOND#253.75
01/09/2012DREAMHOST.COM 0797BREACA9.95
01/08/2012SHOPRITE9.97
01/07/2012CARUSO’S Pizza39.22
01/07/2012WENDYS9.38
01/06/2012FINE WINES UNLIMITE 520.63
01/06/2012KING KULLEN7.54
01/05/2012MSKCC-BRANDED EVENTS50
01/04/2012THE MAIN EVENT85.67
01/03/2012THE VITAMIN SHOPPE52.98
12/31/2011DOLRTREE13.04
12/31/2011LA PARMA II122.47
12/31/2011PARTY CITY22.78
12/31/2011SIMPLY WINE & LIQUOR32.48
12/31/2011TRADER JOE’S45.4
12/30/2011ON THE BORDER58.05
12/30/2011USPS23.76
12/29/2011BAR FRITES72
12/29/2011MCDONALD’S7.48
12/29/2011VICTORY OYSTER BAR37.59
12/28/2011POLAND SPRING WATER BOTTLEDWATER69.08
12/28/2011ROYAL BUKHARA GRILL48.11
12/27/2011NYS BAR ASSOCIATION ALBANYNY25
12/27/2011PHILS PIZZA36.57
12/23/2011PAVILION WINE & SPIRT46.7
12/22/2011CROXLEY ALES26.99
12/21/2011HONU KITCHEN17
01/20/2012AMYS HALLMARK4.01
01/20/2012CALIFORNIA PIZZA39.13
01/20/2012MACY’S23.46
01/19/2012ALLIED PEDIATRICS35
01/19/2012AMAZON.COMAMZN.COM/BILLWA11.25
01/19/2012BEDBATH&BEYOND#075432.43
01/18/2012AMAZON PRIME79
01/18/2012THE HOME DEPOT23.64
01/17/2012AMAZON MKTPLACE PMTSAMZN.COM/BILLWA24.49
01/17/2012BUYBUYBABY22.22
01/17/2012BUYBUYBABY199.86
01/16/2012STOP & SHOP108.41
01/14/2012STAR KITCHEN14.15
01/12/201250 MANETTO HILLMALL28.62
01/12/2012PAVILION WINE & SPIRT22.79
01/12/2012ROBBINS LANE CAR CAR30
01/11/2012STOP & SHOP50.67
01/11/2012THE CHILDRENS PLACE18.8
01/11/2012THE UPS STORE14.02
01/10/2012PETCO44.22
01/09/2012SIMPLE CLEANERS26.79
01/09/2012TARGET12.6
01/06/2012SHOPRITE15.78
01/06/2012TRADER JOE’S34.96
01/05/2012AMAZON.COMAMZN.COM/BILLWA33.35
01/05/2012BUYBUYBABY50.43
01/03/2012STOP & SHOP119.71
01/02/2012FRIENDLY ICE CREAM53.88
12/28/2011ALLIED PEDIATRICS30
12/23/2011AMAZON VIDEO ON DEMAND1.99
Total$3,179.70

 

Spending by Category

Merchandise Spending

Last month I almost had a panic attack when I ran these numbers and found out I spent over $5,400 (Probably closer to $4,400 after being paid back and rebates receives). This month’s $3,100 is still much too high for my tastes and it seems it comes from one main expenditure:

  • FOOD

I eat out way too much and I don’t think our grocery shopping is particularly efficient.  I am going to try and work on this month to maybe bring down the bill below $3,000.  I think the easiest way is to reach this goal is to lower the amount we buy out but I think the most realistic would be to help The Wife with the grocery shopping.

By | 2013-09-26T14:56:43+00:00 January 24th, 2012|Personal Situation|4 Comments

About the Author:

Evan is the owner of My Journey to Millions which was started to track his journey from a broke debt ridden law school graduate to building a positive balance. Need more Evan? Follow him on Twitter, Contact him or get new posts directly to your email

4 Comments

  1. retirebyforty January 24, 2012 at 5:04 pm - Reply

    Eating out a lot will mess up your weight too. Aren’t you trying to lose a bit of weight? Maybe you can try a month without eating out and see if it helps.

  2. 20's Finances January 24, 2012 at 8:29 pm - Reply

    My wife and I usually “force” ourselves to only eat out once a month and then individually have a meal at another time (like meeting a friend, etc.). This is easy to monitor, although it could be hard for someone who eats out a lot right now… Once you get passed the transition period, you should be golden.

  3. Mariae January 25, 2012 at 6:32 am - Reply

    I agree with the above commenter, eating out will not only bulge your stomach but also your credit card bill. It’s a good idea to cut off most of your expenditures.

  4. Don January 25, 2012 at 9:56 am - Reply

    In the past I’ve looked for such details on credit card balances, and this is exactly what I was looking for!

    Our credit card balances totaled is about $2,500. I keep believing I can get it down to $2,000 but it never happens. Things are cheaper over here where I live though. I think if I live where you lived, our bills would be close…

    This has indirectly helped answer a lot of my questions about how I spend and if I spend to little or too much.

    Thanks for sharing!

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