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	<title>Comments on: Help a Long Time My Journey to Millions Reader and Commenter</title>
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	<description>Elite Personal Finance and Estate Planning Information for Everyone</description>
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		<title>By: Need the Dough</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-18335</link>
		<dc:creator>Need the Dough</dc:creator>
		<pubDate>Sat, 12 Jun 2010 17:37:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-18335</guid>
		<description>I apologize if I came across as blasting you.  Looking back at my post I can see that&#039;s how I came across.  Certainly not my intention.

However, being in the same situation less than 6 months ago, albeit without the children, I can honestly say that I was fed up with the  &quot;Be happy you have a job&quot; advice.  If I had a nickel for everyone who advised me to be happy with a job I didn&#039;t like, I wouldn&#039;t have had to worry about a job anymore because I&#039;d be independently wealthy.  

Anyways, my opinion still stands, don&#039;t be happy that you have a job you don&#039;t like.  Figure out what you want and go for it.  Your family will appreciate you more for it.

And again, I apologize for the abrasive nature of my reply to you Funny ABout Money.</description>
		<content:encoded><![CDATA[<p>I apologize if I came across as blasting you.  Looking back at my post I can see that&#8217;s how I came across.  Certainly not my intention.</p>
<p>However, being in the same situation less than 6 months ago, albeit without the children, I can honestly say that I was fed up with the  &#8220;Be happy you have a job&#8221; advice.  If I had a nickel for everyone who advised me to be happy with a job I didn&#8217;t like, I wouldn&#8217;t have had to worry about a job anymore because I&#8217;d be independently wealthy.  </p>
<p>Anyways, my opinion still stands, don&#8217;t be happy that you have a job you don&#8217;t like.  Figure out what you want and go for it.  Your family will appreciate you more for it.</p>
<p>And again, I apologize for the abrasive nature of my reply to you Funny ABout Money.</p>
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		<title>By: Funny about Money</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-18332</link>
		<dc:creator>Funny about Money</dc:creator>
		<pubDate>Sat, 12 Jun 2010 16:50:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-18332</guid>
		<description>Well, you know...maybe before you blast me for offering a little common sense, you might take a look at my site. I spent 10 years in an unhappy job working for an exploitive employer. I didn&#039;t pretend to be &quot;satisfied.&quot; There simply were no other jobs in my field or utilizing my skills that paid better, or paid the same with less onerous work conditions. The one offer I got would have required me to foot the bill to move across the continent (at a certain age, you have acquired some things, some friends, and some family you&#039;d like not to abandon) and take a $10,000 pay cut. 

I can&#039;t count the number of times I considered simply quitting and taking my chances with long-term unemployment. The layoff that came as a result of the economic crash finally forced me to make that decision...but not until I was eligible for Social Security. With no source of income to cover the basic bills, walking away from a tedious job to take on more satisfying but much lower-paid work was out of the question.

Kevin is sick of the work. He wants to quit his job because he&#039;s bored with what he&#039;s doing. That&#039;s not really a great reason to step off a cliff. He has a family to support. Neither setting up a furniture shop in the basement nor trying to make a living farming &quot;a few acres&quot; is likely to do that. Rather than blithely following his bliss, he&#039;d be far better off to keep the day job and try the farming or the furniture gig on the side, to see whether it will fly. At the very least, he should get himself a paid apprenticeship or entry-level job in his dream occupations -- say, a job at Thos. Moser? At least then he&#039;d earn a little to help keep food on the table.

If following your bliss entails leaping off a precipice, be sure there&#039;s a safety net at the bottom...</description>
		<content:encoded><![CDATA[<p>Well, you know&#8230;maybe before you blast me for offering a little common sense, you might take a look at my site. I spent 10 years in an unhappy job working for an exploitive employer. I didn&#8217;t pretend to be &#8220;satisfied.&#8221; There simply were no other jobs in my field or utilizing my skills that paid better, or paid the same with less onerous work conditions. The one offer I got would have required me to foot the bill to move across the continent (at a certain age, you have acquired some things, some friends, and some family you&#8217;d like not to abandon) and take a $10,000 pay cut. </p>
<p>I can&#8217;t count the number of times I considered simply quitting and taking my chances with long-term unemployment. The layoff that came as a result of the economic crash finally forced me to make that decision&#8230;but not until I was eligible for Social Security. With no source of income to cover the basic bills, walking away from a tedious job to take on more satisfying but much lower-paid work was out of the question.</p>
<p>Kevin is sick of the work. He wants to quit his job because he&#8217;s bored with what he&#8217;s doing. That&#8217;s not really a great reason to step off a cliff. He has a family to support. Neither setting up a furniture shop in the basement nor trying to make a living farming &#8220;a few acres&#8221; is likely to do that. Rather than blithely following his bliss, he&#8217;d be far better off to keep the day job and try the farming or the furniture gig on the side, to see whether it will fly. At the very least, he should get himself a paid apprenticeship or entry-level job in his dream occupations &#8212; say, a job at Thos. Moser? At least then he&#8217;d earn a little to help keep food on the table.</p>
<p>If following your bliss entails leaping off a precipice, be sure there&#8217;s a safety net at the bottom&#8230;</p>
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		<title>By: need the dough</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-18326</link>
		<dc:creator>need the dough</dc:creator>
		<pubDate>Sat, 12 Jun 2010 16:21:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-18326</guid>
		<description>I&#039;m sorry, I just don&#039;t like it when someone offers up the be thankful you have a job line.  I can&#039;t tell you how many people told me that during my search.  I understand what you are saying, but the guy is miserable, why be thankful for that?

If everyone was satisfied with where they were we would have no progress. What if abraham lincoln decided that slaves should be thankful they have a roof over their head? What if the fathers of our country decided to just be thankful for the land under their feet? I know a career is trivial compared to those things but the point is don&#039;t settle for anything. Go get what you want. You will be a better man, husband, and father for it rather than pretending you are satisfied.</description>
		<content:encoded><![CDATA[<p>I&#8217;m sorry, I just don&#8217;t like it when someone offers up the be thankful you have a job line.  I can&#8217;t tell you how many people told me that during my search.  I understand what you are saying, but the guy is miserable, why be thankful for that?</p>
<p>If everyone was satisfied with where they were we would have no progress. What if abraham lincoln decided that slaves should be thankful they have a roof over their head? What if the fathers of our country decided to just be thankful for the land under their feet? I know a career is trivial compared to those things but the point is don&#8217;t settle for anything. Go get what you want. You will be a better man, husband, and father for it rather than pretending you are satisfied.</p>
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		<title>By: Funny about Money</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-18171</link>
		<dc:creator>Funny about Money</dc:creator>
		<pubDate>Fri, 11 Jun 2010 22:50:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-18171</guid>
		<description>Kevin. There&#039;s a depression on. We have an official unemployment rate of around 10 percent. In reality, almost 20 percent of Americans are out of work. Count your blessings.

My tax adviser once remarked, when I was going through a similar hand-wringing phase, &quot;A shi**ty job is better than no job.&quot; She was right.</description>
		<content:encoded><![CDATA[<p>Kevin. There&#8217;s a depression on. We have an official unemployment rate of around 10 percent. In reality, almost 20 percent of Americans are out of work. Count your blessings.</p>
<p>My tax adviser once remarked, when I was going through a similar hand-wringing phase, &#8220;A shi**ty job is better than no job.&#8221; She was right.</p>
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		<title>By: Ace</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-18120</link>
		<dc:creator>Ace</dc:creator>
		<pubDate>Fri, 11 Jun 2010 18:12:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-18120</guid>
		<description>Kevin, it sounds like you have a lot of really great suggestions already so I&#039;ll try not to repeat what other people said.

One question that I haven&#039;t seen is what does your family think about this?  It&#039;s great that they are a major consideration in your decision, but I think talking to them about your options is really important.

On a related note.  If you do move on to a different profession, do you have enough drive to persevere?  Many people mentioned doing something on the side.  I think this is a fantastic idea.  The whole idea of try before you buy?  

You mentioned that you think you&#039;d be interested in doing financial planning.  Perhaps you can start this on the side and see how much you enjoy it.  It sounds like your current work is flexible enough that you&#039;d have time to invest in yourself and learn the ropes.  If you find that you&#039;re passionate about it and it gives you the ability to make ends meet for your family, then perhaps you can revisit leaving your current job at that point.

Whatever you decide, best of luck!</description>
		<content:encoded><![CDATA[<p>Kevin, it sounds like you have a lot of really great suggestions already so I&#8217;ll try not to repeat what other people said.</p>
<p>One question that I haven&#8217;t seen is what does your family think about this?  It&#8217;s great that they are a major consideration in your decision, but I think talking to them about your options is really important.</p>
<p>On a related note.  If you do move on to a different profession, do you have enough drive to persevere?  Many people mentioned doing something on the side.  I think this is a fantastic idea.  The whole idea of try before you buy?  </p>
<p>You mentioned that you think you&#8217;d be interested in doing financial planning.  Perhaps you can start this on the side and see how much you enjoy it.  It sounds like your current work is flexible enough that you&#8217;d have time to invest in yourself and learn the ropes.  If you find that you&#8217;re passionate about it and it gives you the ability to make ends meet for your family, then perhaps you can revisit leaving your current job at that point.</p>
<p>Whatever you decide, best of luck!</p>
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		<title>By: j</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-18062</link>
		<dc:creator>j</dc:creator>
		<pubDate>Fri, 11 Jun 2010 13:49:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-18062</guid>
		<description>Hey Kevin, glad to help.  Don&#039;t hesitate to email me directly if you want to discuss options.  Finding gigs is the really easy part, I turn down projects on a regular basis.  Most opportunities have come through my existing network.  I&#039;d hook up with Robert Half, post up on workopolis, linkedin, other headhunters - all the regular stuff if I didn&#039;t have a big network.  I also have a friend that owns a headhunting company. 

Most people I know really need a regular paycheck (or think they do) and don&#039;t think outside the box when it comes to consulting work.  What they don&#039;t realize is that they can earn double or more and work half as much if they go the consulting route.  But they&#039;re scared and need the security of the paycheck I think.  

I also think it&#039;s really helpful if you do have some generalist skills, so if you can pick up a couple of jobs as a controller like I have, it really expands your options for what you can do.  I find with the recession (although I haven&#039;t noticed a recession myself), lots of companies don&#039;t want to hire permanent replacements but the work still needs to get done.</description>
		<content:encoded><![CDATA[<p>Hey Kevin, glad to help.  Don&#8217;t hesitate to email me directly if you want to discuss options.  Finding gigs is the really easy part, I turn down projects on a regular basis.  Most opportunities have come through my existing network.  I&#8217;d hook up with Robert Half, post up on workopolis, linkedin, other headhunters &#8211; all the regular stuff if I didn&#8217;t have a big network.  I also have a friend that owns a headhunting company. </p>
<p>Most people I know really need a regular paycheck (or think they do) and don&#8217;t think outside the box when it comes to consulting work.  What they don&#8217;t realize is that they can earn double or more and work half as much if they go the consulting route.  But they&#8217;re scared and need the security of the paycheck I think.  </p>
<p>I also think it&#8217;s really helpful if you do have some generalist skills, so if you can pick up a couple of jobs as a controller like I have, it really expands your options for what you can do.  I find with the recession (although I haven&#8217;t noticed a recession myself), lots of companies don&#8217;t want to hire permanent replacements but the work still needs to get done.</p>
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		<title>By: Kevin M</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-18057</link>
		<dc:creator>Kevin M</dc:creator>
		<pubDate>Fri, 11 Jun 2010 13:30:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-18057</guid>
		<description>Thanks everybody for the helpful comments. I&#039;d like to do a follow up at some point if for no other reason than to keep myself accountable.</description>
		<content:encoded><![CDATA[<p>Thanks everybody for the helpful comments. I&#8217;d like to do a follow up at some point if for no other reason than to keep myself accountable.</p>
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		<title>By: Derek Clark</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-17962</link>
		<dc:creator>Derek Clark</dc:creator>
		<pubDate>Fri, 11 Jun 2010 04:00:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-17962</guid>
		<description>I know how you feel. I&#039;ve only been at my current job for 3 years and I think some of the same things. The really crazy thing is that I love my job. I honestly can&#039;t think of another job I&#039;d prefer. The thing is I don&#039;t want to just have a &quot;job&quot; forever. I want to either do my own thing, or possibly do the ERE thing if I can.

In your position (and mine), I&#039;d keep working the job while trying to figure out how to support your family another way, or save up enough support it with investments.  I&#039;m like you, I enjoy working on stuff, so I&#039;m seriously considering saving up for some real estate. I hope to do the work to fix up houses and then keep them as rentals. I plan to pay them off as fast as possible with the day job, and then use them to eventually give up the day job.</description>
		<content:encoded><![CDATA[<p>I know how you feel. I&#8217;ve only been at my current job for 3 years and I think some of the same things. The really crazy thing is that I love my job. I honestly can&#8217;t think of another job I&#8217;d prefer. The thing is I don&#8217;t want to just have a &#8220;job&#8221; forever. I want to either do my own thing, or possibly do the ERE thing if I can.</p>
<p>In your position (and mine), I&#8217;d keep working the job while trying to figure out how to support your family another way, or save up enough support it with investments.  I&#8217;m like you, I enjoy working on stuff, so I&#8217;m seriously considering saving up for some real estate. I hope to do the work to fix up houses and then keep them as rentals. I plan to pay them off as fast as possible with the day job, and then use them to eventually give up the day job.</p>
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		<title>By: Money Reasons</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-17958</link>
		<dc:creator>Money Reasons</dc:creator>
		<pubDate>Fri, 11 Jun 2010 02:58:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-17958</guid>
		<description>With kids, I want stability and the health insurance coverage, so I would stay at our current job, but look for a new job.  After all, you can be picky since you do have a job!

In the mean time, pursue some of your other interests!  If possible do so with your wife, it would be best if you could get her involved in some way too!  That way you can tackle some of your hobbies together, like working on houses.

My blog is small, and I really don&#039;t make much money from it, but it&#039;s a great escape from my 9 to 5 job...

I hate to sounds like everybody else but I would stay where you are and continue side projects (remembering to include your wife if possible)...

I do think that it would be easier to look for another job while your child is young, because mine are 9 and 6, and they have developed a sense of identity with our house and the city we live in...</description>
		<content:encoded><![CDATA[<p>With kids, I want stability and the health insurance coverage, so I would stay at our current job, but look for a new job.  After all, you can be picky since you do have a job!</p>
<p>In the mean time, pursue some of your other interests!  If possible do so with your wife, it would be best if you could get her involved in some way too!  That way you can tackle some of your hobbies together, like working on houses.</p>
<p>My blog is small, and I really don&#8217;t make much money from it, but it&#8217;s a great escape from my 9 to 5 job&#8230;</p>
<p>I hate to sounds like everybody else but I would stay where you are and continue side projects (remembering to include your wife if possible)&#8230;</p>
<p>I do think that it would be easier to look for another job while your child is young, because mine are 9 and 6, and they have developed a sense of identity with our house and the city we live in&#8230;</p>
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		<title>By: Barb Friedberg</title>
		<link>http://www.myjourneytomillions.com/articles/long-time-journey-millions-reader-commenter/comment-page-1/#comment-17948</link>
		<dc:creator>Barb Friedberg</dc:creator>
		<pubDate>Fri, 11 Jun 2010 01:18:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.myjourneytomillions.com/?p=2683#comment-17948</guid>
		<description>In my former life as a career counselor I frequently recommended Richard Bolles book, &quot;What Color is Your Parachute.&quot; It is long and requires quite a bit of patience and time. But try it bit by bit and you may get some direction. You seem like a really motivated guy, but remember to be patient with yourself. You don&#039;t have to make a decision or change immediately. Continue to consider options and allow a decision to emerge. Best of luck, Barb
PS You might even consider doing accounting part time while trying a new option. Think flexibly!</description>
		<content:encoded><![CDATA[<p>In my former life as a career counselor I frequently recommended Richard Bolles book, &#8220;What Color is Your Parachute.&#8221; It is long and requires quite a bit of patience and time. But try it bit by bit and you may get some direction. You seem like a really motivated guy, but remember to be patient with yourself. You don&#8217;t have to make a decision or change immediately. Continue to consider options and allow a decision to emerge. Best of luck, Barb<br />
PS You might even consider doing accounting part time while trying a new option. Think flexibly!</p>
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