It is shocking that I wrote my first post the first week of August one year ago!
In that post I discussed my credit card debt, and how much I hated it. Well, the Wife and I in honor of fighting off the credit card demons for one full year we are raiding some of the savings to finish it up this week! I will have conquered close to $17,000 in credit card debt in one year.
How did I Eliminate my Credit Card Debt?
This is the list of items that I followed to get rid of my debt over the past year:
- I needed to understand who I was and what I wanted.
- I talked to my Wife and we created a plan, together . I’d like to say thank you to her since she is my greatest asset.
- I started this blog so I would be accountable to everyone that reads it. The funny part is, at the beginning of the blog I had no traffic but even the small amount of traffic made me want to succeed. THANK YOU.
- I created a modified Debt Snowball.
- I read all those GREAT blogs on my blogroll.
- I kept my eye on the prize – NO CONSUMER DEBT!
Check out my Blog-Roll
I read all the following blogs EVERY day. They are great writers, people and inspirations:
Check out my Favorite Posts of the Past Year
Over the past year, I have written just shy of 200 posts. Below are a couple of my favs. Some have comments, others have none, but I was proud of these posts.
- 9 Personal Finance Lessons from Legend of Zelda
- Cell Phone Service for People who are Hard of Hearing or are Deaf
- Socialism is not a Good Idea Regardless of Angry and Incoherent Comments
- The Simplest Personal Finance Advice to Newlyweds
- Sometimes Saving Hurts! Declining Interest Rates Shouldn’t Lead to Rate Chasing
- How Should I handle “Alternative Income” Opportunities when Friends and Family are Involved?
- Is the United States Turning towards Communism?
- The Law of Diminishing Marginal Utility and Debt Repayment
Is there anything you want to see in the next year from me? Is it more of my personal stuff? Is it more estate planning information? More tax information? more of my heated political views?
Awww congratulations hun! 1 Year and paying off our final credit card is a perfect way to celebrate that! We worked hard this year and it has paid off:) Great blog and I LOVE that writing it makes you so happy!
The Wife´s last blog ..100th Post! All New After The Alter!
Congrats to you on your first year! Its crazy b/c i just celebrated my 1st bday as well at my blog last month and I distinctly remember stumbling on your blog and communicating w/ u when you first started. Never thought Id make it one year!
Congrats again to you and keep killing it moving into the next year!
Doctor S´s last blog ..Work Preventing Me From Being "Mint-y
Congratulations! I’m glad I stumbled onto your blog, you’ve written many interesting and information posts – I hope there are more to come!
Dave C.´s last blog ..Congress On District Break, What’s Left Undone?
Congrats on paying off the debt -and for blogging about it for 1 year!
Bible Money Matters´s last blog ..Book Review: Money, Purpose, Joy. The Proven Path To Uncommon Financial Success
Congrats! You’ve come along way in a very short time!
The PF boat is much better with you on board!
Neal
Neal@wealthpilgrim.com´s last blog ..Is it My Wife’s Fault That I’m Spending Too Much Money?
Congratulations on your first birthday!
Congrats for a year of blogging AND paying off all that debt! That’s awesome
Nicki at Domestic Cents´s last blog ..Shepherd’s Pie Recipe
Woo Hoo! Congrats! It feels good to get the first year under your belt doesn’t it?
Great tips for your anniversary/birthday post.
The BoBo´s last blog ..Obama the Socialist Joker
Congrats on one year! (And congrats on paying off a big heaping pile of debt!)
Mike Piper´s last blog ..Real Estate and Asset Allocation
Wow, almost paid off all your debt in one year. Blogging for a year. Congratz, most people give up blogging within the first 6 months.
Can’t wait to see more from you. Going to check out those blogs you read.
Deneil Merritt´s last blog ..Flashback Monday – Income Report, Goals, & Thesis
[...] What Kind of Credit Card Debt Repayment Person Are You? August 5th, 2009 My Journey Hello there! If you are new here, you might want to subscribe to the RSS feed for updates on this topic.Powered by WP Greet BoxI’d like to think that I have a wide variety of friends. These friends range from successful business owners to civil servants to a friend that was unemployed for the better part of 18 months (health reasons). So it was interesting when I told a bunch of them about getting rid of my credit card debt yesterday. [...]
Way to go! Thanks for sharing your journey!
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I know I’m a bit late here but happy blogging B-Day! Awesome accomplishment.
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