Comments on: Create Your Own Pension Using Whole Life Insurance

By: Colette

Colette — Tue, 13 Sep 2011 16:04:40 +0000

Hi DonG.

Wondering if you could help me locate the article you referenced in Bloomberg re: whole life insurance as retirement income.

Thanks.

By: Investment Mistake – There are NO Guaranteed Market Returns

Investment Mistake – There are NO Guaranteed Market Returns — Fri, 06 May 2011 14:57:17 +0000

[...] an actively managed dividend portfolio, a 401(k) made up mostly of actively managed mutual funds, a whole life insurance policy, and will eventually own a passive index account.Â Â But I think there is a mistake that most [...]

By: DonG

DonG — Sat, 23 Apr 2011 22:27:44 +0000

I’ll keep ya informed for the search for the holy grail!

By: Evan

Evan — Fri, 22 Apr 2011 23:48:59 +0000

NO secret handshake you just need to talk to someone that knows what they are doing. I would recommend talking to an experienced agent from MassMutual, The Guardian, NorthWest Mutual…

By: DonG

DonG — Fri, 22 Apr 2011 19:50:15 +0000

Saw an article in Bloomberg about using life products for retirement income taxfree rather then for the insurance, the borrow the money out theory…. I have been able to find no agents who are familiar with this.. Whats the secret handshake?

By: Cari

Cari — Wed, 13 Apr 2011 02:20:47 +0000

Just a note unrelated to your very interesting topic. You seem to use the word “then” when you should be using the word “than”. This misuse may make you seem unreliable. Just a heads-up if you are interested.

By: Rob Scott

Rob Scott — Sat, 25 Sep 2010 07:49:05 +0000

Northwestern mutual is a great co (if you can get a policy; they’re very conservative). They have good dividends and a strong track record.

The4-5% rate of return is about right for a good long term projection from a reliable co. It doesn’t sound Great, but is pretty good in the current environment. I think perm life can make sense as a PART of your retirement plan by representing your conservative portion of your nest egg. I would only do this if i had funded my 401k/ ira and wanted / could do more. Only other tax deferred vehicle out there.

By: Yakezie Member Post – My Journey to Millions | Yakezie.com

Yakezie Member Post – My Journey to Millions | Yakezie.com — Wed, 01 Sep 2010 14:08:44 +0000

[...] don’t think I write about any one thing too much.Â I try to juggle between tax posts, insurance planning posts, my personal situation and very often some random rants and political [...]

By: Remember the Main Reason to Obtain Life Insurance | My Journey to Millions

Remember the Main Reason to Obtain Life Insurance | My Journey to Millions — Thu, 08 Jul 2010 23:43:39 +0000

[...] is.Â This post is going to ignore whether you should buy term or whole life, or whether you can create your own pension using whole life insurance, or whether you should buy life insurance on your young child, instead we are going to basicsâ€¦to [...]

By: Running Numbers Between Whole And Term Life Insurance

Running Numbers Between Whole And Term Life Insurance — Wed, 28 Apr 2010 10:31:18 +0000

[...] where you won’t have to pay anymore premium1035 (a tax free exchange) into an annuityUse the Whole Life Policy as a personal PensionWhat about a Higher Return?Â Different Gender?Â Different Insurance Company?A change in any of the [...]