Category Archives: Uncategorized

A complete guide to understanding structured settlements

Structured settlements are a form of annuity in which an injury victim is paid his compensation through periodic payments rather than in a lump sum amount. Though not absolutely compulsory, structured settlements have been encouraged by the US congress ever since the year 1982. In the case of structured settlements, the victim is paid hisContinue Reading

Tracking My Dividend Income over the Last Few Years

The other day I realized that despite coming back month in and month out for the past few years to update my dividend income watch list I have never tracked (either on my site or personally) my dividend income and as important dividend income growth.  Luckily, fidelity has kept some of that information for me:Continue Reading

When’s the Last time You Reviewed your Beneficiaries?

It isn’t often discussed, but estate planning (or lack of estate planning) isn’t the only way assets pass to heirs.  A very common way an heir receives assets is pursuant to a beneficiary election or payable upon death contract.  Passing assets via a beneficiary status is not limited to just qualified retirement accounts and lifeContinue Reading

Four Things You’ll Wish You Learned in College

It’s often said that college is one of the best experiences you’ll ever have, but people often ignore the aftermath: student loan and credit card debt. Rather than telling you to abstain from all the fun, yet pricy activities that college has to offer, the following points focus more on how to minimize the financialContinue Reading

Treat Yourself with Holiday Gifts

You might have already heard holiday music playing on the radio.  Thanksgiving is right around the corner, and with it, the biggest shopping day of the year, Black Friday followed closely by Cyber Monday.  However, don’t just go out and blindly spend your money buying gifts.  Instead, why not buy a gift of experience forContinue Reading

I Lost My Job! Should I Sell My House?

Selling your home is a big decision under any circumstances. For most of us, it is the single largest asset we own. Do not make a decision of this magnitude when you are dealing with the shock of a job loss. Read over these next several paragraphs and you will be in a much betterContinue Reading