Category Archives: Rant

Why Does it Seem Like Public Unions Do Not Want to Face Reality?

Unlike most personal finance bloggers I share my thoughts about other issues including politically charged topics.  In the past I have explained how I don’t often agree with union/labor on the smallest of issues and to a lesser extent the teacher’s union; well we have yet another example today. I do not know a lot

I Can’t Believe I have Been Blogging for 4 Years

On August 5th of 2008 I put up my first post.  I had no idea if anyone would read about my journey, nevertheless care about what was going on in my life, but I wanted to share my thoughts with whoever wanted to read them.  Since putting that first post up I have seen somewhere

There are No Money Rules

I abhor when personal finance bloggers and authors create “unbreakable” rules when it comes to finances.  To be blunt, I think most of them are simply bullshit.  I think a lot of them are made to be “unbreakable” because the author thinks the reader is too stupid to understand there are gray areas in personal

Don’t Be a Sheep When it Comes to Your Finances

It is natural that people disagree about personal finance decisions and even investing strategies.  Some people are comfortable with 5 year ARMs, 10 year AMRs, balance transfers, margin accounts, index investing, following Graham like he was the second coming, whole life insurance, etc. While some people think credit cards are the devil’s tool, that active

You Have Absolutely No Patriotic Duty To Pay High Taxes

I don’t want to pay higher taxes then what the law mandates.  In fact a large part of my day is spent helping people plan for the Federal and State Estate Tax and I love my job.  I am not sure why I get so excited helping people plan to lower their tax bill.  If

Why the Hell are There New Active Public Pension Plan Participants?

I was talking to a buddy the other day and somehow the discussion of public employees came up, and we asked ourselves the same exact question at almost the same exact time: Why in the hell are new public employees still able to join State backed defined benefit pension plans? First and foremost, I am