Category Archives: Random

Happy Fourth of July – Take a Moment to Read the Declaration of Independence

Just take a moment to actually read the document that started this experiment we call the United States The Declaration of Independence IN CONGRESS, July 4, 1776. The unanimous Declaration of the thirteen united States of America, When in the Course of human events, it becomes necessary for one people to dissolve the political bands… Continue Reading

Quality vs Quantity over Time? Which Do You Choose

A lot of personal finance bloggers always carve out a special exception for purchasing quality or premium items. For example, you’ll read something along the lines of “I bought an apple laptop because it is a quality product and it will last me forever.” When it comes to certain items I just don’t get that… Continue Reading

Caring Less about the Financial Stupidity of Others

Not sure what has happened over the past couple of years but I find myself caring less and leas about the stupidity of others with regards to piss poor financial decisions.  I am not sure if it is maturity, immaturity, age, zen focus, lack of focus, selfishness, becoming jaded, etc., but I stepped back the… Continue Reading

How Much Do We Really Know About the Businesses We “Know?”

Was watching a special on CNBC on Marriott and was shocked to learn that Marriott doesn’t actually own many hotels.  Rather Real Estate Investment Trusts and other companies own the hotels and pay Marriott to manage them! That reminded me of two shocking about two product ownership flow charts I have seen: Who actually owns… Continue Reading

An Unusual Way to Create an Amazing Legacy

I came across this amazing and unusual estate plan where the a family created a credit union for heirs only.  Forget having to worry about gifting or tax ramifications of intra-family loans this a legitimate credit union where, according to the CBS’ article, For a $5 deposit, plus a 25-cent handling fee, you become a member… Continue Reading