Category Archives: Random

Success: It Starts with Yourself

Success: It Starts With Yourself Success comes to those who know themselves, apply themselves to the goals, and believe in themselves. Let the next success story be yours now! To paraphrase Thomas Edison, the great American inventor, success is one percent inspiration and ninety-nine percent perspiration. Indeed, nobody becomes astoundingly successful on luck, likelihood andContinue Reading

Colleges are the Next Big Bubble to Burst

I am going to keep this post short since it is nothing more than a “crazy” theory of mine.  The Wall Street Journal just published an article titled, “Student Loans: Default Rates Are Soaring” written by Anne Marie Chaker. Ms. Chaker highlights the stats: According to new numbers from the U.S. Department of Education, defaultContinue Reading

How to Choose a Financial Planner – 7 Tips by Wall Street Journal

Wall Street Journal Writer, Shelly Banjo offers, “Seven Questions to Ask When Picking a Financial Adviser.”  I am a huge fan of the article because Ms. Banjo is nonjudgmental of the financial advisor role but rather offers 7 sound questions to ask someone vetting for your trust. Let me say this first, and I haveContinue Reading

When to Fire your Financial Advisor / Adviser

When to Fire your Financial Advisor / Adviser Believe it or not, despite the recent volatility and drop very few planners at my office have been fired by clients!  I will go into the reason a little later (or at least my humble theory).  While revewing the Personal Finance section at WSJ Online – I came across a great article writtenContinue Reading

Some Links that I found Interesting

I have never really done a post highlighting links that I like but tonight I ran into a few links that I feel EVERYONE should check out. Ever wonder what a TRILLION dollars actually looks like? If you were curious whether the Emergency Fund has made it to mainstream? Wonder no more…The WSJ has coveredContinue Reading

The Law of Diminishing Marginal Utility and Debt Repayment

Law of Diminishing Marginal Utility I got on the subject of Law of diminishing Marginal Utility with The Wife today, a theory which I was able to explain to her today in english.  Despite it being an economic theory (read: usually hard) it is quite easy to understand.   First thing is first - utility means satisfaction.  Investopedia defines the LawContinue Reading