Category Archives: Random

Does Ethnicity Play a Part in How You View Retirement Accounts?

Vanguard recently released a very interesting study titled, “Diversity and Defined Contributions plans: Loans and hardship withdrawals” which looked at the loan rates according to ethnicity across 7 defined contributions plans.  The sample size was almost 250,000 and was made up of active participants.  I don’t remember my 401(k) asking me my race/ethnicity, but apparently… Continue Reading

I am Very Disappointed in Myself

In the beginning of the year, I created my goals and objectives for 2012 and while I’ll do a full review in a couple weeks I was thinking about just one aspect of that post the other day and got pretty angry with myself.  I think these feelings started to brew when I noticed that… Continue Reading

The Relationship Between Cost And Efficiency

The Relationship Between Cost And Efficiency

Does Efficiency Always Save Money? A general consensus would most likely agree that efficiency is cost-effective, in a good way. There are a plethora of products and services marketed who use their efficiency as a selling point, so why would we assume an opposing statement? Contrary to popular belief, efficiency can cause the complete opposite… Continue Reading