Category Archives: Qualified/Retirement

What do the Chilean People Know About Retirement that Most Americans Don’t?

I came across an interesting article about Chile’s retirement system which made me think that the population down there may be on to something that more Americans should take advantage of.  In fact, I find it mind boggling that we aren’t, at least in part, following their lead.  In the article, Solving Chile’s Annuity Puzzle,Continue Reading

Will I ever Lose my 401k?

Post by SunCorp The 401k can be a great way to save towards your retirement, however, like many savings schemes, it can come with a few hiccups along the way, including the possibility to lose it all. The 401k allows employees to opt to take money out of their wage before tax is slapped onContinue Reading

Another Reason I Hate my 401(k)

I have always had a pretty angry relationship with my 401(k).  On the one hand, I get a match of 100% up to 6% of my salary provided by the generous boss-men (anyone know why this is very common?), on the other hand my fund choices are terribly expensive.  I largely ignore the account only updating itContinue Reading

The 401(K) Doesn’t Need to Be Overhauled

The New York Times recently ran a story titled “Should the 401(k) be Reformed or Replaced?” the author, Steven Greenhouse, seem to cover a litany of topics ranging from the 401(k) history to a new government mandated retirement account without actually discussing personal responsibility.  The 401(k) doesn’t need to be reformed, replaced or overhauled peopleContinue Reading