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Repost of my First Post Picked Up By Main Stream Media – My Journey to Millions Almost 2 Year Anniversary

August 5th, 2010 will be 2 years for My Journey to Millions! To put that in perspective:

High School was 4 years College was 4 Years Law School was 3 years I have been Married 2 years and 2 months

For the next couple days I am going to re-post some REALLY old posts.

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Would You Opt Out of The Social Security Ponzi Scheme?

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Maybe the title is a little unfair, but take a look at the definition of a Ponzi Scheme by the SEC and tell me Social Security as it exists today doesn’t fit?

A Ponzi scheme is an investment fraud that involves the payment of purported returns to existing investors from funds contributed by new

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Create Your Own Pension Using Whole Life Insurance

Old Life InsurancePolicy

In order to fully understand this post I am going to have to ask you to put down your $19.95 Suze Orman book or shut off your podcast of Dave Ramsey – and give me a chance to describe and illustrate how to create your own Pension Using Whole Life Insurance before leaving me

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Paying Back Social Security to Increase Future Payments

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Let’s say you are reaching age 62 and you are worried that your income stream is going to dry up, so you opt to start your Social Security Payments.  Everything is going swimmingly and then you come into a large sum of cash at age 64…now you don’t need your social

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You Have to Prepare for Retirement – Do Not Depend on the Government

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Today I received a very interesting Fidelity Credit Card offer.  This particular rewards card placed my 2% cash back directly into my IRA with Fidelity.  Interesting, right? I thought this was really cool.  Don’t worry I didn’t partake, because, as we discussed, I am in operation eradicate consumer debt.  But it got me

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Leave Your Retirement Accounts Alone (AGAIN!)

Your Retirement Egg

All the way back in September of 2008 I wrote a post titled, “Leave your Retirement Accounts Alone.”  The Post was even mentioned in the Carnival of Personal Finance and I think either WSJ or MSN.  Well it looks like no one listened (it may be because back then I had about 4 constant

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Sometimes 401(k)s are Better than IRAs

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I get really annoyed when people quote any talking heads without taking into account one’s personal situation.  I am not sure why, but I can’t stand blind faith in anyone except maybe your version of a Creator.

A LOT of personal finance bloggers, Talk Show Hosts, and house wives all over the country take

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Advanced Required Minimum Distribution Planning

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I doubt the main point post will apply to many people reading this blog, but as I stated this blog was also started to highlight some of my research and planning experience.

This idea may seem foreign to many, but I’d love to discuss it with anyone and everyone.  This post is for those

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

Continue reading Why Use a Prepaid Credit Card?