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Experiences with Auto Refinancing

When I first decided to speed up the payments for my auto loan I didn’t want to refinance or research refinancing because my credit score wasn’t anything substantially higher than when the loan was created.  However, since I am part of the TransUnion Settlement and get my credit score and report free until September 2010

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Goals and Objectives for 2010 – Help me Out!

The main reason I started this blog was to create a diary of My Journey and it didn’t take long for me to realize that accountability leads to success.  As such, every year I create a sort of Goals and Objectives, my latest one being my Goals and Objectives for 2009.   I then highlighted throughout the year how

Continue reading Goals and Objectives for 2010! Need Help Solidifying

Four Words in Personal Finance that Piss me Off…and The Wife Says them All the Time

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I can’t explain it, but for some reason whenever The Wife says the words, “We Can’t Afford It” my blood boils.  I mean makes me argue something fierce.  Hell, even writing about it makes me use weird terms like “something fierce.”  The anger can actually compound if those words are,

Said to someone else;

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Happy 28th Birthday Evan

Birthday Cake

I can’t believe it has been a year since I wrote my 27th birthday post to myself!  Well, since it happens once a year and I have been blogging for about 18 months on November 10 I turned 28 years old.  After reading the post over, it seemed like I had a few goals

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I Don't Care about the Costs I Love my Dog

Tinkerbell_thumb

This post is inspired by my Dog�s 5th Birthday – I love my dog, and I don’t care if she is the right or wrong personal finance decision.  Sometimes, you have to ignore the right thing, mathematically, and live your life.  So please meet my dog, Tinkerbell:

No, she is not manly nor does

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I Won a $1,000 - What am I going to Do With It?

free-money

I am not sure if it was fate, or what, but days after I read FCN’s, “What Would You Would Do with a $1,000” I actually won $1,000!   Actually, I won $1,260 through a 50/50 raffle for a buddy’s church ($20 ticket) but I told the church to keep $260 of it.  I

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What I've Learned After our Miscarriage

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I have briefly explained The Wife and my experience getting pregnant and then losing the baby.  Well, this is a guest post describing what she has learned along the way.  If you want to learn more about her or her other insights, check out her blog at After the Alter.

I was talking to my friend

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My Journey’s July 16th 2009 Update

One of the main reasons I started this site was to keep myself accountable to anyone that was reading. Ironic part, is that when I started I probably had no one reading so it was an exercise in futility!

Fiscal Update

My last update was on May 29, 2009 and before is one

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

Continue reading Why Use a Prepaid Credit Card?