Category Archives: Personal Situation

Creating a New Cash Flow Chart for my Family

It took The Wife and I about a year of marriage before we created a cash flow strategy that worked for us and the last time the strategy was even looked into was 2011!  While we could continue down the same path, The Wife and I decided it was time to switch it up a bit due

September 2014 Net Worth Update

For the first time in two and a half years I failed to update my net worth (either on my spreadsheet or on this blog).  The fantastic summer I have had this year has really derailed me in both in terms of keeping up with my blog and my personal finance goals.  Now that it

Regaining Focus After a Crazy Summer

To say I have had a great, but busy, summer is an understatement.  Starting way back in May it has been crazy around my house.  The Wife, the boy and I went to Disney inviting our mothers with us.   Then in June we had a trip to The Wife’s family in PA as well

I Just Converted from Oil to Natural Gas

A few months back I calculated how much money I would save from switching from oil to natural gas to heat my home.  I came up with the following calculations: First thing I did was contact my oil company to get an idea of how much oil I used in a year.  That number was

July 2014 Net Worth Update

Wow the market will just not quit, huh?  This has to end and it is going to be an ugly place around the Evan household when it does!  Not because I will have to sell anything, but I am absolutely affected by loss aversion.  Loss Aversion is the idea that a $100 lost hurts more than

June 2014 Net Worth Update

With another month in the books I come back to the site to track how I have done.  While it is a positive number I think it is largely because of market gain versus responsible personal finances.  The past two months or so were harder than average on the old credit card.  I have been